Industries

How collectors can anticipate who will use tax refunds to pay down debt

Knowing which of your customers may receive a tax refund is critical. Trended data can help collectors understand who will use it to pay down debt.

January 9, 2018 by Kerry Rivera
It’s a “prime” time to buy a car

Experian’s latest State of Automotive Finance Market report reveals the average credit score for purchasing a vehicle has increased four points across the board.

December 19, 2017 by Melinda Zabritski
Expert offers insights on trends and opportunities in student lending space

Vince Passione, founder and CEO of LendKey, comments on the state of student lending and how the space is evolving for both consumers and lenders.

December 19, 2017 by Kerry Rivera
How Day 1 Certainty improves the mortgage journey

Underwriting a sizeable loan can take weeks with the task of collecting income and asset documents to analyze and verify. Understand how verification solutions are easing the pains in the complex mortgage process.

December 7, 2017 by Kerry Rivera
Digging deeper to understand complex consumer credit behavior

How can you build upon existing customer relationships and offer the products to the right people at the right time? By understanding consumer behavior.

November 20, 2017 by Guest Contributor
Expert insights on the state of retail in 2017 and beyond

As we enter the holiday season, headlines abound around the shifts and trends in retail. Here from retail expert John Squire on the latest evolutions in the space.

November 13, 2017 by Kerry Rivera
What lenders can learn from their customers’ card transactions

Consumers swipe their credit cards at staggering rates, but drilling into how each individual uses their card can reveal telling details about their lifestyle and spend.

November 1, 2017 by Kyle Matthies
Utilizing a customer journey map – from acquisitions through collections

Creating a customer journey map, and seeing it through from acquisitions to collections, can help you better define messaging and channels to best reach your audience.

October 3, 2017 by Colleen Rose
Direct-mail credit marketing: Packing a punch with print

Direct mail is dead. It’s so 90s. Digital is the way to reach consumers. Marketers have heard this time and again, but is it true?

September 26, 2017 by Guest Contributor
Results reveal success for virtual negotiation in collections space

As more collectors transition from "dialing for dollars" to digital solutions, they are seeing early results and success with virtual negotiation tools.

September 20, 2017 by Guest Contributor
Laying a foundation for success with the Hispanic market

All communities are impacted by the contributions of Hispanics, and now is the time for FIs to reflect upon their largest growth opportunity.

September 18, 2017 by Guest Contributor
Open up a whole new world of growth with APIs

APIs--Application Programming Interfaces--are the hidden backbone of our modern world which allow software programs to communicate with one another.

September 7, 2017 by Guest Contributor
The State of Student Loan Debt in 2017

In Experian’s latest State of Student Lending report, we dive into how the $1.4 trillion in student loan debt for Americans is impacting all generations in regards to credit scores, debt load and delinquencies.

August 23, 2017 by Kerry Rivera
How lenders can win with a data-driven credit marketing strategy

Many institutions take a “leap of faith” when it comes to developing prospecting strategies as it pertains to credit marketing. How can a data-driven approach help?

August 1, 2017 by Kyle Matthies
Understanding your consumer data reporting requirements

Mandatory updates to data reporting and collections procedures have been announced and implemented. Have you made the required changes?

July 6, 2017 by Shelly Shakespeare

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