Mortgage originations kicked off Q1 2015 with a 25% year over year increase to $315 billion. Additionally, mortgage delinquencies declined to 2.58%, the lowest delinquency level since 2007.
Gaining insight into the latest credit trends is key for mortgage lenders as they design marketing and lending strategies to take advantage of the summer home-buying season.
%%excerpt%% %%page%% Who is renting in 2025 and why it matters. Explore renter demographics, affordability pressures, credit trends and how Experian data helps predict housing risk and demand.
Home equity lending has re-emerged as a central theme in the U.S. financial landscape, driven by economic realities and consumer behavior.
The June 2025 housing market trends report presents a nuanced view of the U.S. mortgage and home equity landscape.