Yearly Archives: 2009

By: Tom Hannagan Part 6 Peer Group 2 fee income Non-interest income again, as a percent of average total assets, declined to .86 percent...

March 17, 2009 by Guest Contributor

If you have detected a Red Flag in connection with a credit application, are you prohibited from opening the account when following the Red...

March 17, 2009 by Keir Breitenfeld

Part four Improved change management process is one of the items at the very top of many collections professional’s wish list. In most legacy...

March 17, 2009 by Jeff Bernstein

For all you folks who, like me, waited until the last minute to knock out a term paper or class project in school, here...

March 12, 2009 by Keir Breitenfeld

Red Flags Rule I've heard more than one institution claim that they may limit and even reduce the identity elements (perhaps down to just...

March 12, 2009 by Keir Breitenfeld

By: Prince Varma Hello. My name is Prince Varma and I’ve spent the better part of the last 16 years helping financial institutions (FI)...

March 12, 2009 by Guest Contributor

When you begin thinking about financial risk management, you must begin with a vision for your loan portfolio and the similarity of a loan portfolio to...

March 11, 2009 by Guest Contributor

By: Tom Hannagan Part 5 This continues the updated review of results from the Uniform Bank Performance Reports (UBPR), courtesy of the FDIC, for...

March 10, 2009 by Guest Contributor

By: Tom Hannagan Part 4 Let’s dig a bit deeper into why Peer Group 1’s margins didn’t improve. We see two possible reasons: Total...

March 10, 2009 by Guest Contributor

Part 3 Reducing operational and overhead costs starts with the automation of tasks that would otherwise be performed by a human resource. By leveraging...

March 10, 2009 by Jeff Bernstein

Back during World War I, the concept of “triage” was first introduced to the battlefield. Faced with massive casualties and limited medical resources, a...

March 10, 2009 by Jeff Bernstein

Here are a few more frequently asked questions. 1.Am I a “creditor” under the rule? The term “creditor” has the same meaning as under...

March 5, 2009 by Keir Breitenfeld

By: Tom Hannagan Part 3 I believe it is quite important to compare your bank or your investment plans in a financial institution to...

March 5, 2009 by Guest Contributor

Part two Improved collector productivity and cash flow is the concept of doing more work with existing staff or doing the same amount of...

March 5, 2009 by Jeff Bernstein

Part oneIn today’s collections environment, the challenges of meeting an organization’s financial objectives are more difficult than ever. Case volumes are higher, accounts are...

March 3, 2009 by Jeff Bernstein