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Small-business credit quality continues to improve as credit balances rise and delinquency rates fall
Q3 Report Findings
Small-business credit quality improved markedly in the third quarter, lifting the Experian/Moody’s Analytics Small Business Credit Index 2.3 points higher to 118.5 from an upwardly revised 116.2 (previously 111.7*) in the second quarter. The most recent index value is the highest since its inception and is an encouraging sign that small firms’ financial houses are finally starting to fall into order.
*Recalibration of the index led to the larger-than-average revision.
Read the full report to learn about the current conditions and predictions for future quarters.
About the Report
Experian joined forces with Moody’s Analytics, a leading independent provider of economic forecasting, to create a business index and detailed report that provides insight into the health of U.S. businesses. The Experian/Moody’s Analytics Small Business Credit Index is reported quarterly to show fluctuations in the market and discuss factors that are impacting the business economy.