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Small-business credit conditions bounce back in Q2

Q2 Report Findings

In line with expectations, small-business credit conditions improved in the second quarter. The Experian/Moody’s Analytics Small Business Credit Index (SBCI) gained 2.4 points to hit 112.2 from a revised 109.8 (previously 110.5) in the first quarter. The index measures credit quality for firms with fewer than 100 workers, and last quarter’s move puts it at an all-time high.

*Recalibration of the index led to the larger-than-average revision.

Read the full report to learn about the current conditions and predictions for future quarters.


About the Report

Experian joined forces with Moody’s Analytics, a leading independent provider of economic forecasting, to create a business index and detailed report that provides insight into the health of U.S. businesses. The Experian/Moody’s Analytics Small Business Credit Index is reported quarterly to show fluctuations in the market and discuss factors that are impacting the business economy.

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