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Small-business credit conditions bounce back in Q2

In line with expectations, small-business credit conditions improved in the second quarter. The Experian/Moody’s Analytics Small Business Credit Index (SBCI) gained 2.4 points to hit 112.2 from a revised 109.8 (previously 110.5) in the first quarter. The index measures credit quality for firms with fewer than 100 workers, and last quarter’s move puts it at an all-time high.

*Recalibration of the index led to the larger-than-average revision.

Gain Key Insights From This Report:

  • Small business credit conditions rebound to all-time high
  • East vs. west credit divide deepens
  • Q1 setback erased on strong hiring and GDP
  • Barrier to progress turns from domestic policy to geopolitical tension

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