Melinda Zabritski

Senior Director, Automotive Financial Solutions Experian Melinda Zabritski is Senior Director for Experian automotive financial solutions team, where she is responsible for implementing products and services specific to the automotive credit and lending industry. She also serves as Experian’s primary analyst and spokesperson regarding key automotive finance trends. Throughout her career with Experian, Zabritski has overseen the product management for Experian Automotive’s lending channel, as well as the marketing strategy for the development of Experian’s automotive credit vertical sales channel. Prior to joining Experian in 2004, Zabritski held various product management and analyst positions in the credit industry, where she managed and developed credit risk models and market trending and forecasting tools. During that time, she also was responsible for managing prescreen and account management product lines. Zabritski holds a Master of Business Administration from the University of Phoenix in Phoenix, Ariz., and a Bachelor of Science in political science and urban government from Louisiana State University in Baton Rouge, La.

All posts by Melinda Zabritski

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What bubble? Subprime vehicle loans hit Q1 10-year low...

When discussing automotive lending, it seems like one term is on everyone’s lips: “subprime auto loan bubble.” There’s always someone who claims that the...

Read More What bubble? Subprime vehicle loans hit Q1 10-year low; 30-day delinquencies drop
Loan balances reach all-time high, while vehicle price...

With steady sales growth the past several years, the auto industry has had a great run since the trough of the Great Recession in...

Read More Loan balances reach all-time high, while vehicle prices push more people to used cars and leasing
How healthy is the auto loan industry? Q3 data show le...

This quarter’s State of the Automotive Finance Market report provides a stark reality check for anyone making doomsday predictions about a subprime bubble in...

Read More How healthy is the auto loan industry? Q3 data show lenders reduce loans to subprime consumers and increase loans to prime consumers
Automotive finance data signals good times for the mar...

Nowadays, whenever you hear news about the automotive industry, a negative tone tends to pop up. Whether it’s the increase in lending to subprime...

Read More Automotive finance data signals good times for the market
Data on “Green” vehicles doing car makers a lot of goo...

Every time I turn on my television, look out my window or drive into the office, I always see hybrid or electric vehicles on...

Read More Data on “Green” vehicles doing car makers a lot of good