All posts by Laura Drechsler

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The Future of Technology and Innovation...

The future is, factually speaking, uncertain. We don’t know if we’ll find a cure for cancer, the economic outlook, if we’ll be living in...

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And the Most Common Birthday in the U.S. Is …...

What do movie actors Adam Sandler and Hugh Grant, jazz singer Michael Bublé, Russian literary giant Leo Tolstoy, and Colonel Sanders, the founder of...

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Are You Ready for the New CFPB Regulation?...

Earlier this year, the Consumer Financial Protection Bureau (CFPB) issued a Notice of Proposed Rulemaking (NPRM) to implement the Fair Debt Collection Practices Act...

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Streamline Your Collections Processes with Advanced An...

The fact that the last recession started right as smartphones were introduced to the world gives some perspective into how technology has changed over...

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Why You Need to Pay Close Attention to TCPA...

Have you seen the latest Telephone Consumer Protection Act (TCPA) class action lawsuit? TCPA litigations in the communications, energy and media industries are dominating...

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The Long-Term Impacts of the Great Recession...

It’s been over 10 years since the start of the Great Recession. However, its widespread effects are still felt today. While the country has rebounded in many...

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Alternative Data: The Key to Expanding the Credit Univ...

Alex Lintner, Group President at Experian, recently had the chance to sit down with Peter Renton, creator of the Lend Academy Podcast, to discuss...

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Father’s Day Facts: How Moms and Dads spend Money Diff...

Once you have kids, your bank accounts will never be the same. From child care to college, American parents spend, on average, over $233,000...

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CECL Q&A with Gavin Harding and Jose Tagunicar...

Financial institutions preparing for the launch of the Financial Accounting Standard Board’s (FASB) new current expected credit loss model, or CECL, may have concerns...

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CECL 101: Ready. CECL. Go....

What is CECL? CECL (Current Expected Credit Loss) is a new credit loss model, to be leveraged by financial institutions, that estimates the expected...

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Q1 2019 Consumer Credit Trends...

Consumer credit trends are continuously changing, making it imperative to keep up with the latest developments in originations, delinquencies on mortgages, credit cards and...

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Leveraging Alternative Data to Improve Financial Acces...

Millions of consumers lack credit history and/or have difficulty obtaining credit from mainstream financial institutions. To ease access to credit for “invisible” and below...

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Changing Consumer Credit Trends...

Consumer credit trends and markets are constantly evolving, particularly when it comes to originations and delinquencies on mortgages, credit cards and auto loans. According...

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Four Long-Lasting Habits of People with Exceptional Cr...

Your consumers’ credit score plays an important role in how lenders and financial institutions measure their creditworthiness and risk. With a good credit score,...

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Big Data and China’s Social Credit Score...

A court in a Northern China province has developed a mobile app designed to enforce court rulings and create a socially credible environment. The...

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