All posts by Laura Drechsler

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The Long-Term Impacts of the Great Recession...

It’s been over 10 years since the start of the Great Recession. However, its widespread effects are still felt today. While the country has rebounded in many...

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Alternative Data: The Key to Expanding the Credit Univ...

Alex Lintner, Group President at Experian, recently had the chance to sit down with Peter Renton, creator of the Lend Academy Podcast, to discuss...

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Father’s Day Facts: How Moms and Dads spend Money Diff...

Once you have kids, your bank accounts will never be the same. From child care to college, American parents spend, on average, over $233,000...

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CECL Q&A with Gavin Harding and Jose Tagunicar...

Financial institutions preparing for the launch of the Financial Accounting Standard Board’s (FASB) new current expected credit loss model, or CECL, may have concerns...

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CECL 101: Ready. CECL. Go....

What is CECL? CECL (Current Expected Credit Loss) is a new credit loss model, to be leveraged by financial institutions, that estimates the expected...

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Q1 2019 Consumer Credit Trends...

Consumer credit trends are continuously changing, making it imperative to keep up with the latest developments in originations, delinquencies on mortgages, credit cards and...

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Leveraging Alternative Data to Improve Financial Acces...

Millions of consumers lack credit history and/or have difficulty obtaining credit from mainstream financial institutions. To ease access to credit for “invisible” and below...

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Changing Consumer Credit Trends...

Consumer credit trends and markets are constantly evolving, particularly when it comes to originations and delinquencies on mortgages, credit cards and auto loans. According...

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Four Long-Lasting Habits of People with Exceptional Cr...

Your consumers’ credit score plays an important role in how lenders and financial institutions measure their creditworthiness and risk. With a good credit score,...

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Big Data and China’s Social Credit Score...

A court in a Northern China province has developed a mobile app designed to enforce court rulings and create a socially credible environment. The...

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How Financial Services Can Adjust to Changing Consumer...

With the number of consumer visits to bank branches having declined from 52% of people visiting their bank branch on a monthly basis to...

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4 Ways Fintech Has Changed the Lending Process and How...

The lending market has seen a significant shift from traditional financial institutions to fintech companies providing alternative business lending. Fintech companies are changing the...

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Case Study: Increasing Conversions and Driving Site Tr...

Smartphones connect us to the world of digital information while on the go. With just a few touches, you can browse the internet, get...

Read More Case Study: Increasing Conversions and Driving Site Traffic with Text for Credit™