How are Red Flags presented on the actual credit report?

March 20, 2009 by Keir Breitenfeld

The credit reporting agencies will not identify Red Flags, as such, on a credit report. However, there may be certain information on a credit report that you have determined to be an indicator of possible identity theft and have incorporated into your Program, such as a consumer fraud alert or a notice of address discrepancy. In addition, the Red Flag Guidelines specify that a credit report indicating a pattern of inconsistent or unusual recent activity might be a Red Flag.