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As part of its guidance, the Office of the Comptroller of the Currency recommends that lenders perform regular validations of their credit score models...

May 9, 2014 by Stacie Baker

The security world was taken by surprise earlier this month when researchers discovered Heartbleed, a new large-scale threat that exploits a security vulnerability in......

May 1, 2014 by Stacie Baker

Not surprisingly, bankcard utilization is the highest among subprime consumers with VantageScore D and F tiers having average bankcard utilization rates of 68% and...

October 25, 2012 by admin

The cumulative effect of Basel III is expected to have a substantial impact on capital requirements. The total minimum regulatory capital will increase from...

July 6, 2012 by admin

The Consumer Financial Protection Bureau (CFPB) now has the ability to write and enforce 18 consumer protection laws that guide financial products and services....

March 30, 2012 by josephine.munis

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