Robert Stone leads a team of six Senior Business Consultants while still remaining an active consultant as well. He has over 25 years of experience in financial services, including consumer and commercial lending, working with clients across industries in the public and private sectors. He has worked as a client as well as a consultant, with a strong emphasis on analytics, loss forecasting, stress testing (including CCAR and DFAST), Basel and strategy development. He brings deep expertise to senior-level managers and a highly customized and impact-driven approach using the right combination of data, analytical tools and consulting. With a passion for establishing strong client relationships built on mutual trust and respect, Stone counsels a diverse client base, from credit unions to the largest international banks and government agencies. For every project, Stone has a vision that guides every step, from conceptualization to development and implementation. As he delivers on his clients’ strategic consulting engagements, he taps into a deep knowledge base and leverages the combined experiences of Experian’s global team to establish a collaborative partnership approach that continually adds value and delivers results for his clients. Prior to joining Experian, Stone held various leadership positions at Bank of America; Citigroup; HSBC; Credit One Bank; MDS/CCN and Fair Isaac and Company. He has worked across all risk spectrums, from super prime to near prime and subprime, and multiple products, with a particular emphasis on Mortgage, Credit Card and other retail consumer loan products.