With nearly 15 years of experience, Andrew Beddoes brings deep expertise in consumer credit risk management covering the complete Customer Life Cycle. His specialty areas include originations, acquisitions, portfolio management and collections, with an expertise in customer-level decision management for retail banking, credit cards and retail credit. Beddoes has the unique ability to understand how predictive models can be used in decision strategies to transform analytics into customer treatments that help organizations grow profitably in a controlled environment. He has redesigned a customer level acquisitions suite of strategies, including a scorecard redesign, and deployed decision management product and services across the Customer Life Cycle. Prior to joining Experian, Beddoes served as director of Credit Performance for the Electronic Payment Solutions division of National Bank of Canada. Before that, he was a risk analyst at Associates Capital Corporation UK. Beddoes is fluent in both English and French.

--Andrew Beddoes

All posts by Andrew Beddoes

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There are lots of reasons why people miss a bill payment. Unfortunately, the approaches for collecting those late payments tend to follow a one-size-fits-all...

March 6, 2018 by Andrew Beddoes

Understanding the behaviors of best-in-class credit risk managers For financial institutions to achieve superior performance, having the appropriate set of credit risk managers is...

February 2, 2016 by Andrew Beddoes

The desire to return to portfolio growth is a clear trend in mature credit markets, such as the US and Canada. Historically, credit unions...

July 10, 2013 by Andrew Beddoes

There are two core fundamentals of evaluating loan loss performance to consider when generating organic portfolio growth through the setting of customer lending limits....

July 8, 2013 by Andrew Beddoes

Last January, I published an article in the Credit Union Journal covering the trend among banks to return to portfolio growth. Over the year,...

February 27, 2013 by Andrew Beddoes