With the recent switch to EMV and more than 4.2 billion records exposed by data breaches last year*, attackers are migrating their fraud attempts to the card-not-present channel. Our recent analysis found the following states to be the riskiest for e-commerce fraud in 2016.
Attackers are extremely creative, motivated, and often connected. Prevent e-commerce fraud by protecting all of your customer contact points.
Data breaches continue to be a reality for organizations across industries, and the complexity of responding to them is only increasing. From AI-driven fraud to third-party exposures, the risk landscape is shifting fast. Having a modern and tested response plan is essential to containing the damage, protecting your customers, and preserving your organization’s reputation when a breach occurs. Experian’s eleventh annual Data Breach Response Guide draws on decades of breach support experience. It offers practical strategies and insights for navigating the moments that matter most: the first hours after a breach and the days that follow. The 2025–2026 guide explores: How AI is shaping new breach and fraud patterns Where organizations are most vulnerable, including third-party and supply chain weak points Consumer expectations and how they influence crisis response How prepared organizations are reducing impact and protecting trust What is required to build a modern, effective breach response plan Organizations with a tested plan can potentially reduce the cost, impact, and long-term consequences of a breach. From real-world case insights to crisis communication templates, this guide is designed to help teams act quickly and confidently. Download the 2025–2026 Data Breach Response Guide to learn how you can strengthen your breach preparedness, reduce risk exposure, and build resilience against the next wave of cybersecurity threats. Download guide
Experian is proud to be a Thought Leadership Sponsor at this year’s Federal Identity Forum & Expo. Meet us on site at FedID!
Now in its tenth year, Experian’s U.S. Identity and Fraud Report continues to uncover the shifting tides of fraud threats and how consumers and businesses are adapting. Our latest edition sheds light on a decade of change and unveils what remains consistent: trust is still the cornerstone of digital interactions. This year’s report draws on insights from over 2,000 U.S. consumers and 200 businesses to explore how identity, fraud and trust are evolving in a world increasingly shaped by generative artificial intelligence (GenAI) and other emerging technologies. Highlights: Over a third of companies are using AI, including generative AI, to combat fraud. 72% of business leaders anticipate AI-generated fraud and deepfakes as major challenges by 2026. Nearly 60% of companies report rising fraud losses, with identity theft and payment fraud as top concerns. Digital anxiety persists with 57% of consumers worried about doing things online. Ready to go deeper? Explore the full findings and discover how your organization can lead with confidence in an evolving fraud landscape. Download report Watch on-demand webinar Read press release