A recent Experian credit trends analysis of new mortgages and bankcards from Q1 2013 shows a 16 percent year-over-year increase in mortgage origination volume...
Despite the improving real-estate market, financial institutions are concerned about lending to consumers who have pursued strategic defaults. In a recent VantageScore Solutions survey,...
By: Joel Pruis So we know we need to determine the overall net yield on assets required to cover the cost of funds and...
By: Joel Pruis I am going to take some liberties here. Nowhere in the movie Moneyball does Peter Brand tell us how he got...
Contact information such as phone numbers and addresses are fundamental to being able to reach a debtor, but knowing when to reach out to...
By: Joel Pruis What is it we as bankers are trying to accomplish? If you have been in the industry for 20+ years, this...
A recent study comparing financial differences between men and women found that, overall, women are better at managing money and debt. Differences between the...
By: Joel Pruis Times are definitely different in the banking world today. Regulations, competition from other areas, specialized lenders, different lending methods resulting in...
By: Matt Sifferlen Ah, fraudulent behavior is currently enjoying a bright shiny moment in the sun in today’s pop culture, particularly in the world...
Financial institutions are revisiting their policies and thresholds for lending to small businesses and are slowly loosening restrictions. In a recent survey by the...
By: Maria Moynihan Cybersecurity, identity management and fraud are common and prevalent challenges across both the public sector and private sector. Industries as diverse...
Providing more evidence of a housing recovery, Q1 2013 mortgage originations increased 16 percent year over year to $471 billion. The Midwest region delivered...
A recent survey that polled Americans on credit scores found that while nearly half of respondents (49 percent) check their credit scores at least...
VantageScore Solutions’ analysts recently examined how many accounts consumers with prime credit scores typically have in their credit file. Consumers who generally qualify for...
By: Lloyd Parker Another Experian Vision Conference comes to a close today but not without a full morning of breakout sessions with compelling speakers...
