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Changing Consumer Credit Trends

May 9, 2019 by Laura Burrows

Consumer credit trends and markets are constantly evolving, particularly when it comes to originations and delinquencies on mortgages, credit cards and auto loans.

According to Experian research, over 2.7 million out of 89 million active automotive loans and leases are either 30 or 60 days delinquent. Triggers that signal a greater likelihood of consumers falling delinquent on loans, mortgages and credit card payments, include high-interest rates, a high utilization rate and recent derogatory trades.

By tracking and forecasting consumer trends over time, you can more easily predict consumer behavior and better prepare for potential issues within each market.

Join Gavin Harding, Experian Senior Business Consultant, and Alan Ikemura, Experian Data Analytics Senior Product Manager, during our live Quarterly Credit Trends webinar on May 30 at 2:00 p.m. ET. Our expert speakers will provide a view of the real estate market and share insights on the latest consumer credit trends.

Highlights include:

  • 2019 economic drivers
  • Q1 2019 origination and delinquency trends
    • Mortgage
    • Home equity
    • Bankcard
    • Auto

Register now

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