Roughly 70 percent of credit scores change by up to 20 points in any given 90-day window. Most consumers experience a score improvement rather than a score drop, with 56 percent of consumers shifting higher, 34 percent shifting lower and 10 percent staying the same.
Take an in-depth look at consumer credit trends in 2012 during Experian’s unique insights on consumer credit trends and a 2012 year-end review webinar on February 14th.
Source: Assume the Role of Managing Your Credit Prudently and Watch Your Credit Score Improve by VantageScore Solutions, LLC
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