Tag: risk-based pricing

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Top five things to know about the Risk-Based Pricing R...

By: Staci Baker Top five things to know about the Risk-Based Pricing Rule As many of you are preparing for the new Risk-Based Pricing Rule to take effect on January 1, 2011, I want to give you an overview of the top five things you need to know to...

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Are you ready to comply with the Risk-Based Pricing Ru...

By: Wendy Greenawalt In a recent poll conducted by Experian, 82 percent of the respondents indicated they were undecided or currently assessing options for complying with the Risk-Based Pricing Rule. If your organization is also considering which compliance option is right based on your unique circumstances, I would encourage you...

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Pricing for portfolio growth and profitability...

By: Wendy Greenawalt US interest rates are at historically low levels, and while many Americans are taking advantage of the low interest rates and refinancing their mortgages, a great deal more are struggling to find jobs, and unable to take advantage of the rate- friendly lending environment. This market however, continues...

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US interest rates are at historically low...

US interest rates are at historically low levels, and while many Americans are taking advantage of the low interest rates and refinancing their mortgages, a great deal more are struggling to find jobs,  and unable to take advantage of the rate- friendly lending environment.  This market however, continues to...

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Risk-Based Pricing Rule – Part 2...

By: Wendy Greenawalt In my last blog, I discussed the Risk-Based Pricing Rule and provided an overview of the risk based pricing notice compliance option.  In this blog, I will provide a re-cap of the compliance Risk-Based Pricing notice  and talk about the Credit Score Disclosure exception compliance option...

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Risk based pricing rule...

–By Wendy Greenawalt Recently the Federal Reserve Board and Federal Trade Commission issued a new rule requiring any lender who utilizes a credit report or score when making a credit decision to provide consumers with a risk-based pricing notice. The new regulation goes into effect on January 1, 2011,...

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