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By: Ken Pruett The great thing about being in front of customers is that you learn something from every meeting.  Over the years I...

August 19, 2012 by Guest Contributor

Join us Sept 12-13 in New York City for the Finovate conference to check out the best new innovations in financial and banking technology...

August 16, 2012 by Guest Contributor

In this three-part series, Everything you wanted to know about credit risk scores, but were afraid to ask, I will provide a high level...

August 15, 2012 by Paul Desaulniers

By: Mike Horrocks In 1950 Alice Stewart, a British medical professor, embarked on a study to identify what was causing so many cases of...

August 15, 2012 by Guest Contributor

The Experian/Moody’s Analytics Small Business Credit Index edged up 0.9 points in Q2 2012, to 104.1 from 103.2. High-level findings from the Q2 report...

August 13, 2012 by admin

By: Teri Tassara The intense focus and competition among lenders for the super prime and prime prospect population has become saturated, requiring lenders to...

August 10, 2012 by Guest Contributor

Some borrowers who are deemed subprime by traditional credit scoring criteria are actually quite creditworthy and are identified as prime or near-prime consumers when...

August 7, 2012 by admin

Last week, a group of us came together for a formal internal forum where we had the opportunity to compare notes with colleagues, hear...

August 7, 2012 by Matt Ehrlich

The Fed’s Comprehensive Capital Analysis and Review (CCAR) and Capital Plan Review (CapPR) stress scenarios depict a severe recession that, although unlikely, the largest...

August 6, 2012 by Alan Ikemura

By: Shannon Lois These are challenging times for large financial institutions. Still feeling the impact from the financial crisis of 2007, the banking industry...

August 1, 2012 by Guest Contributor

Consumers want to hear about data breaches – Eighty five percent of respondents in a recent study say learning about the loss of their...

August 1, 2012 by admin

2011 was the 12th consecutive year that identity theft topped the list of FTC consumer complaints. Florida had the highest rate of complaints, followed...

July 31, 2012 by admin

The CFPB, the FTC and other regulatory authorities have been building up their presence in debt collections. Are you in the line of fire,...

July 31, 2012 by Bill Butler

The FDIC has proposed a new rule that will change the way large lenders define and calculate risk for their FDIC Deposit Insurance Assessment....

July 27, 2012 by admin

Contributed by: David Daukus As the economy is starting to finally turn around albeit with hiccups and demand for new credit picking up, creditors...

July 26, 2012 by

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