Recently, a number of media articles have discussed the task facing financial institutions today – find opportunities growth in a challenging and flat economy....
There are a number of people within the industry heralding the death of knowledge based authentication. To those people I would say, “In my humble...
A few days ago I saw an article about hackers working from Russia, while committing check fraud in the United States. In what those...
By: Kari Michel What are your acquisition strategies to increase consumer lending and gain market share? This blog will discuss new approaches to create segment-based targeting campaigns and...
By: Tom Hannagan An article in American Banker* today discusses how many community banks are now discouraging new deposit gathering. We have seen many...
By: Wendy Greenawalt The final provisions included in The Credit Card Act will go into effect on August 22, 2010. Most lenders began preparing for...
In “An ounce of prevention is worth a pound of cure” Kristan Frend touched on the vulnerabilities faced by members of our Armed Services....
US interest rates are at historically low levels, and while many Americans are taking advantage of the low interest rates and refinancing their mortgages,...
By: Kristan Frend Last week I came across a news article that said the NYPD arrested 26 people who allegedly took at least $5...
By: Kennis Wong Several weeks ago, I attended and presented at Experian’s sold-out annual conference, Vision, in Phoenix, Arizona. One of the guest speakers...
By: Kari Michel Credit risk models are used by almost every lender, and there are many choices to choose from including custom or generic models. ...
With the upcoming changes to overdraft fee policies coming to the banking industry July 1st, courtesy of the Federal Reserve, banks and credit unions...
I often provide fraud analyses to clients, whereby they identify fraudsters that have somehow gotten through the system. We then go in and see...
In case you’ve never heard of it, a Babel fish is a small translator; that allows a carrier to understand anything said in any...
By: Staci Baker With the increase in consumer behaviors such as ‘strategic default’, it has become increasingly difficult during the past few years for...
