Credit & Risk
Financial firms are turning to customer acquisition engines to help them build, test and optimize custom targeting strategies faster than ever before.
As look forward to the next decade, things are looking up. The 10th annual State of Credit Report highlights consumer credit scores and borrowing behavior.
What if you could increase your market engagement rate from 5% to 10%? Getting strategic about your segmentation makes all the difference.
Combatting fraud trends in loyalty and rewards programs requires device intelligence, digital identity verification email risk scoring and more.
Since the end of the recession, customer loyalty has been a focus for lenders, given that there are more options for AFS borrowers. Read more!
Time is the only resource we can’t get more of, which is why we obsess over saving it. Over the last several years, a new time saver has emerged – APIs.
The rapid rate at which fintech challengers are becoming established, is in turn, allowing for greater consumer awareness and adoption of fintech platforms.
As we prepare for the excitement and challenges of a new decade, the same can be true for how we approach the use of alternative data. Read more!
Artificial intelligence (AI) has long been a topic that’s confounding and downright worrisome to financial institutions. Read more!
“Frankenstein IDs” refer to synthetic identity fraud carried out by criminals that have created fictitious identities. Synthetic IDs are stitched together pieces of mismatched identities — some fake, some real, some even deceased.
To provide consumers with protections against debt collectors, the CFPB issued a NPRM to implement the FDCPA earlier this year.
The U.S. Social Security Administration’s Identity Verification and Consequences for Synthetic ID — The Eye of The Hurricane
Credit & RiskExperian is excited to be chosen as one of the first data and analytics companies to enable access to SSA data for verifying identity against the Federal Agency’s records.
The DMV is embracing technology to improve overall customer experience, and financial institutions can benefit from doing the same.
Retail banking leaders want to incorporate more data into their business strategies.However, many companies don’t know how or where to start.
The pressure to innovate amid technological progress poses an opportunity for us all to rethink the work we do and the way we do it. Are you ready?