All posts by Guest Contributor

— By Kari Michel What is your credit risk score?  Is it 300, 700, 900 or something in between?  In order to understand what...

Published: June 16, 2009 by Guest Contributor

By: Tom Hannagan As I’m preparing for traveling to the Baker Hill Solution Summit next week, I thought I would revisit the ideas of risk-based...

Published: April 24, 2009 by Guest Contributor

1.       Portfolio Management – You should really focus on this topic in 2009.  With many institutions already streamlining the origination process, portfolio management is...

Published: April 24, 2009 by Guest Contributor

The debate continues in the banking industry — Do we push the loan authority to the field or do we centralize it (particularly when...

Published: April 24, 2009 by Guest Contributor

By: Tom Hannagan Beyond the financial risk management considerations related to a bank’s capital, which would be directly impacted by Troubled Asset Relief Program...

Published: April 7, 2009 by Guest Contributor

This post continues the feature from my colleague and guest blogger, Mark Sofietti, Associate Process Architect in Advisory Services at Baker Hill, a part...

Published: April 3, 2009 by Guest Contributor

We have talked about: the creation of the vision for our loan portfolios (current state versus future state) – e.g. the strategy for moving...

Published: March 27, 2009 by Guest Contributor

By: Prince Varma Good day all. My last blog revolved around practical approaches to effective client relationship management. It time to get back to...

Published: March 25, 2009 by Guest Contributor

By: Prince Varma Part 2 Two additional tactics that you should incorporate into your relationship management penetration strategy include: Conducting relationship reviews in addition...

Published: March 25, 2009 by Guest Contributor

This post is a feature from my colleague and guest blogger, Barry Timm, Senior Process Architect in Advisory Services at Baker Hill, a part of...

Published: March 20, 2009 by Guest Contributor

By: Tom Hannagan Part 6 Peer Group 2 fee income Non-interest income again, as a percent of average total assets, declined to .86 percent...

Published: March 17, 2009 by Guest Contributor

By: Prince Varma Hello. My name is Prince Varma and I’ve spent the better part of the last 16 years helping financial institutions (FI)...

Published: March 12, 2009 by Guest Contributor

When you begin thinking about financial risk management, you must begin with a vision for your loan portfolio and the similarity of a loan portfolio to...

Published: March 11, 2009 by Guest Contributor

By: Tom Hannagan Part 5 This continues the updated review of results from the Uniform Bank Performance Reports (UBPR), courtesy of the FDIC, for...

Published: March 10, 2009 by Guest Contributor

By: Tom Hannagan Part 4 Let’s dig a bit deeper into why Peer Group 1’s margins didn’t improve. We see two possible reasons: Total...

Published: March 10, 2009 by Guest Contributor