Fintech
Fintech
It should come as no surprise that reaching consumers on past-due accounts by traditional dialing methods is increasingly ineffective. The new alternative, of course,...
Investors and financial institutions continue to invest in fintech to help meet the dynamic expectations of consumers who want fast, easy and hassle-free access...
The U.S. Senate declared April to be Financial Literacy Month back in 2004. Fast forward 13 years and one has to question if we’ve...
Experian recently acquired a minority stake in Finicity, a leading financial data aggregator enabling innovation in the FinTech industry through its modern RESTful API...
Knowing a consumer’s credit information at a single point in time only tells part of the story. I often hear one of our Experian...
Direct mail is not dead, but it’s 2017. Financial services companies need to acknowledge there might be other ways to deliver credit offers and...
As lenders seek to enhance their credit marketing strategies this year, they are increasingly questioning how to split their budgets between digital, direct mail and...
Prescreen, prequalification and preapproval. The terms sound similar, but lenders beware. These credit solutions are quite different and regulations vary depending on which product...
There has been a lot of discussion around the auto loan market regarding delinquency rates in the past year. It is a topic Experian...
Personal loans have been booming for the past couple of years with double-digit growth year-over-year. But the party can’t last forever, right? In a recent...
When you think of criteria for prescreen credit marketing, what comes to mind? Most people will immediately discuss the risk criteria used to ensure...
As we enter 2017, it’s no surprise people are buying and selling online and using their mobile devices more than ever. At the close...
The holidays are behind us, the presents are unwrapped, resolutions have been made and may already be broken. For many, it’s the most depressing...
Using digital technology like a big bank How was your holiday? Are the chargebacks rolling in yet? It’s no secret – digital technology like...
Experian shares five trends and twists coming over the next 12 months, that could push new boundaries and in many cases improve the customer...