Keir Breitenfeld

Keir Breitenfeld is a senior business consultant supporting Experian’s fraud and identity clients by translating intimate product and service expertise into risk-based and compliance-based operational and strategic successes. Keir has been with Experian for more than 10 years, most recently as Vice President of Product Management and Marketing for Experian’s Fraud and Identity Solutions business. His responsibilities included stewardship of Experian’s comprehensive set of consumer and commercial authentication products and platforms. His background prior to joining Experian in 2005 includes serving as a Director of Product Management with both HNC Software and Fair Isaac Corporation and leading fraud detection and prevention units at Fleet/Advanta Credit Card Services and Capital One Financial Corporation. Keir recently spent time with FinTech start-up, Trulioo, a global identity bureau, where he worked with partners worldwide to maximize market penetration and operational performance in KYC/AML related use cases. Prior to entering the financial services arena, Breitenfeld served in the U.S. Navy as a surface warfare officer aboard the guided missile frigate USS Estocin (FFG-15). He earned a Bachelor of Science in criminology from Auburn University and a Master of Business Administration from Duke University.

All posts by Keir Breitenfeld

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Detecting Red Flags...

At which stage of the application process does the Red Flags Rule apply? The Red Flag Rule would apply whenever you detect a Red...

Read More Detecting Red Flags
Will government outreach programs turn up the heat on ...

After reviewing more details around the "The President’s Identity Theft Task Force Report" (September 2008), and some of the activities surrounding it, I find...

Read More Will government outreach programs turn up the heat on various industries?
Responding to Red Flags...

What to do when you see a Red Flag. Your Identity Theft Prevention Program should include appropriate responses when you detect a Red Flag....

Read More Responding to Red Flags
Identity Theft Red Flags Rule – frequently asked...

How do I know which Red Flags apply to me? The Red Flag guidelinesthat will apply to you depend on a number of factors...

Read More Identity Theft Red Flags Rule – frequently asked question
Is the Red Flags Rule the final chapter?...

There seems to be some ground-laying for follow-on Red Flag compliance guidelines to emerge either pre- or post- May 1, 2009. Whether they arrive...

Read More Is the Red Flags Rule the final chapter?
As if our health care system wasn’t complicated ...

It seems to me that there remains quite a bit of dispute and confusion around the inclusion of healthcare providers under the umbrella of...

Read More As if our health care system wasn’t complicated enough!
Another Red Flags Rule did you know?...

During a recent real-time survey of 850 representatives of the financial services industry: only 36 percent said that they completely understood the new Identity...

Read More Another Red Flags Rule did you know?
Vendors should be on your Red Flags radar as May 1 app...

I’m speculating a bit here, but I have a feeling that as the first wave of Red Flag ruleexaminations occurs, one of the potential...

Read More Vendors should be on your Red Flags radar as May 1 approaches
Common questions about Red Flags Rule...

I have heard this question posed and you may be asking yourselves: Why are referral volumes (the potential that the account origination or maintenance...

Read More Common questions about Red Flags Rule
Question of the Day-Red Flags Deadline Approaching...

What is your greatest concern as the May 1, 2009 enforcement date approaches for all guidelines in the Identity Theft Red Flags...

Read More Question of the Day-Red Flags Deadline Approaching
Knowledge-Based Authentication for Reconciliation...

I’ve talked (sorry, blogged) previously about taking a risk-based approach to reconciling initial Red Flag Rule conditions in your applications, transactions, or accounts. In...

Read More Knowledge-Based Authentication for Reconciliation
Be Sure to Read the Fine Print!!!...

Hello Red Flaggers! I’m still getting some questions from our clients these days around the FTC enforcement extension. My concern is that there seems...

Read More Be Sure to Read the Fine Print!!!
Now is the time to ensure that your organization is ei...

We continue to receive inquiries from our clients, and the market in general, around whether they are required to comply with the Red Flag...

Read More Now is the time to ensure that your organization is either covered or not.
Reporting should be a key element in your Red Flags Id...

We get the following question quite a bit: Would the regulators expect to see a log of detected activity and resulting mitigation? Short answer:...

Read More Reporting should be a key element in your Red Flags Identity Theft Prevention Program.
It’s Been a Month Already? Time to Start Looking Ahea...

The Federal Trade Commission (FTC) suspended enforcement of the new Red Flag Rule until May 1, 2009. According to the FTC’s Enforcement Policy, “…during...

Read More It’s Been a Month Already? Time to Start Looking Ahead.