Alan Ikemura

Senior Product Manager and Business Consultant, Decision Sciences. Alan Ikemura is a senior product manager and business consultant for Experian Decision Analytics' Decision Sciences. He manages strategy development, product design, and client and sales support for the Business Intelligence suite, including the Experian thought leadership publishing initiative with Oliver Wyman Consulting. In addition, he provides consulting services on custom Business Intelligence engagements.

All posts by Alan Ikemura

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“Black” or “red” holiday?...

Using bankcard utilization to forecast holiday spend It’s officially November, and like me, you’ve probably noticed all the holiday promotions in your mailbox and...

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Real-time analysis of credit trends is just a mouse-cl...

With the constant (and improving!) changes in the consumer credit landscape, understanding the latest trends is vital for institutions to validate current business strategies...

Read More Real-time analysis of credit trends is just a mouse-click away
Current credit trends a positive despite defined stres...

The Fed’s Comprehensive Capital Analysis and Review (CCAR) and Capital Plan Review (CapPR) stress scenarios depict a severe recession that, although unlikely, the largest...

Read More Current credit trends a positive despite defined stress testing scenarios
Credit Trends and Technology...

With the constant (and improving!) changes in the consumer credit landscape, understanding the latest trends is vital for institutions to validate current business strategies...

Read More Credit Trends and Technology
Bankcard performance remains strong...

Up to this point, I’ve been writing about loan originations and the prospects and challenges facing bankcard, auto and real estate lending this year. ...

Read More Bankcard performance remains strong
The irony in real estate originations...

In my last two posts on bankcard and auto originations, I provided evidence as to why lenders have reason to feel optimistic about their...

Read More The irony in real estate originations
Are auto originations running out of gas?...

If you attended any of our past credit trends Webinars, you’ve heard me mention time and again how auto originations have been a standout...

Read More Are auto originations running out of gas?
New year… new growth?...

As we kick off the new year, I thought I’d dedicate a few blog posts to cover what some of the consumer credit trends...

Read More New year… new growth?
Consumers’ Personal Debt Ceiling...

With the raising of the U.S. debt ceiling and its recent ramifications consuming the headlines over the past month, I began to wonder what...

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Credit Cards Making a Comeback...

A surprising occurrence is happening in the consumer credit markets. Bank card issuers are back in acquisition mode, enticing consumers with cash back, airline points...

Read More Credit Cards Making a Comeback