I got a call from Sallie Mae telling me someone had pulled my credit report. How do I find out who that was and why?
Why is it important to establish credit while you’re young? If I don’t establish any credit will it affect my future and why?
How often can I check my own credit without getting dinged for it? I do not want to affect my credit scores by over-checking.
What is the time frame that collections agencies can go after their money?
Does the balance-to-limit ratio only apply to credit cards, or does it apply to installment loans, such as student loans or auto loans, as well?
How long after negative information is removed will it take for your credit score to go back up? When viewing your credit report, can a business see if you have been denied credit?
If one credit agency deletes a record because my dispute was favorable; how does that get reported to the other agencies, or does it? Do I send a copy of the result of investigation to the others so they can remove the unfavorable item?
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