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2014 Trends Lead to Promising Economic Outlook This Ye...

2014 was an eventful year: Republicans regained control of both the House and Senate in sweeping fashion, the European economy constricted dramatically, Russian economic sanctions brought the country to the brink of default, and China surpassed the United States as the world’s largest economy. And those are just a...

Read More 2014 Trends Lead to Promising Economic Outlook This Year
State of Credit 2014...

Experian unveiled its fifth annual State of Credit report today, which provides a snapshot of consumers’ credit scores broken out nationally and by local market. This year’s findings show that the nation’s average VantageScore has improved by two points since last year, coming in at 666. In the city...

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Homeowners are borrowing again, as HELOC lending incre...

Experian–Oliver Wyman data reports $120 billion in new home-equity credit loans in past year; Q2 2014 saw new mortgage originations totaling $292 billion Costa Mesa, Calif., Sept. 29, 2014 — Mortgage origination volumes saw an increase of 15 percent in Q2 2014. Home-equity line of credit (HELOC) lending saw the...

Read More Homeowners are borrowing again, as HELOC lending increased 27 percent in Q2 2014
Driving with the top down? You’re probably highly educ...

Summertime only comes around but once a year. And when it does, you can always expect to see the sun shining brightly, kids eating ice cream and folks heading to the beach. While all these may be staples of the season, none are more indicative of summer than seeing...

Read More Driving with the top down? You’re probably highly educated and very successful
Big cities, big debt? [Infographic]...

Debt is often thought of as a scary word and many spend their lives trying to avoid it at all costs. Understanding what credit is, why you need it and how to build it can help make it less frightening and can actually put you in control. Debt doesn't...

Read More Big cities, big debt? [Infographic]
2013 Experian credit data shows continued consumer res...

Experian-Oliver Wyman data reports a 46 percent increase in home equity lending; 19 percent increase in bankcard origination volume Costa Mesa, Calif., April 30, 2014 — Experian®, the leading global information services company, today released year-end analysis of credit and mortgage trends from the 2013 Q4 Experian–Oliver Wyman Market Intelligence...

Read More 2013 Experian credit data shows continued consumer resilience during recovery
Improved housing market doesn’t lead to improved busin...

As a child, one of the things we all learn is cause and effect. If someone is hungry, then they eat food. If someone is tired, then they take a nap. So logically, one can infer that since we are seeing a recovering housing market, more people will want...

Read More Improved housing market doesn’t lead to improved business credit within construction industry
Car and home buyers underestimate the impact of identi...

Most consumers (89 percent) agree that credit plays an important role when buying a home or a car but only 73 percent recognize that identity fraud could affect their ability to get loans with favorable interest rates, according to a new survey from Experian Consumer Services. In addition, more...

Read More Car and home buyers underestimate the impact of identity fraud on securing a good interest rate, survey reveals
A holiday gift from the automotive credit world – inte...

With less than a month left in the year, what does your to-do list look like? Finish holiday shopping? Jotting down your resolutions for the new year? Or perhaps you plan on heading down to the car dealership to take advantage of the great end of year sale offers....

Read More A holiday gift from the automotive credit world – interest rates at an all-time low