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Experian Survey: Millennials Are Behind in Credit Know...

The Millennial generation comprise approximately 80 million people – the largest in history. Thus, it is no surprise that every type or organization from financial to automotive to healthcare are seeking to better understand their mindset and habits. Experian also recently took a look at these post-Baby Boomers to...

Read More Experian Survey: Millennials Are Behind in Credit Knowledge but Progressive in Using Technology to Manage Finances
As Data Insight Grows, So Does Responsibility for Data...

The appetite and need for data within businesses is continuing to grow at a rapid pace. Organizations are viewing data as a strategic asset and using analytical insights for everything from key business decisions, to the customer experience and more. However, the methods for managing first-party data and ensuring...

Read More As Data Insight Grows, So Does Responsibility for Data
As Car Prices Hit the Roof, Shoppers Hope to Keep Paym...

Financing my first car was a bittersweet feeling. I was thrilled at the thought of purchasing a new vehicle, yet I was dreading haggling the price with the dealer. As a millennial, I feared the rising prices for new cars, and knew that I needed to find a way...

Read More As Car Prices Hit the Roof, Shoppers Hope to Keep Payments at Ground Level
So Much Data, But Who Is Managing It?...

Today’s data-driven world creates exciting new opportunities, but also new challenges. Many of us see the promise of being able to make more intelligent decisions by fully understanding our customers and the needs of the marketplace. There are data scientists that can do incredible analysis to give us new...

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5 Credit “Don’ts” For Millennials...

Millennials, also known as Generation Y (ages 19-34) are now the largest segment of the U.S. population, and according to a recent Experian analysis, also take the title for being the least credit savvy when compared to previous generations. The study revealed that millennials’ average credit score is 625,...

Read More 5 Credit “Don’ts” For Millennials
Identity Management in a Data-Driven World...

Addressing the issue of identity management has become a top priority for marketers. The fact is that their customers are represented by dozens of identities – both known and unknown – in today’s digital world. According to new research published in our recently published 2015 Digital Marketer Report, linking...

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Big Data Helps Find Opportunity with Small Business St...

If you were to survey American consumers whether or not they would like to be their own boss and successfully run their own business, I would imagine that a good majority would probably say yes. There is something empowering about the thought of setting your own hours and controlling...

Read More Big Data Helps Find Opportunity with Small Business Start-ups
Summer Study Finds Travelers Overspending, Left Open t...

A recent study conducted by Experian showed that a majority of vacationers overspend their budgets and rely on credit cards to provide extra funds. At the extreme end, more than half of millennial vacationers (52 percent) lean heavily on their credit cards, racking up vacation debt they’ll be repaying...

Read More Summer Study Finds Travelers Overspending, Left Open to Identity Theft Risks
Automotive Finance Data Signals Good Times for the Mar...

Nowadays, whenever you hear news about the automotive industry, a negative tone tends to pop up. Whether it’s the increase in lending to subprime consumers, or the lengthening in loan terms, the stories lead one to believe that the industry is headed toward another “bubble.” However, that’s not necessarily...

Read More Automotive Finance Data Signals Good Times for the Market