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Big cities, big debt? [Infographic]...

Debt is often thought of as a scary word and many spend their lives trying to avoid it at all costs. Understanding what credit is, why you need it and how to build it can help make it less frightening and can actually put you in control. Debt doesn't...

Read More Big cities, big debt? [Infographic]
2013 Experian credit data shows continued consumer res...

Experian-Oliver Wyman data reports a 46 percent increase in home equity lending; 19 percent increase in bankcard origination volume Costa Mesa, Calif., April 30, 2014 — Experian®, the leading global information services company, today released year-end analysis of credit and mortgage trends from the 2013 Q4 Experian–Oliver Wyman Market Intelligence...

Read More 2013 Experian credit data shows continued consumer resilience during recovery
Improved housing market doesn’t lead to improved busin...

As a child, one of the things we all learn is cause and effect. If someone is hungry, then they eat food. If someone is tired, then they take a nap. So logically, one can infer that since we are seeing a recovering housing market, more people will want...

Read More Improved housing market doesn’t lead to improved business credit within construction industry
Car and home buyers underestimate the impact of identi...

Most consumers (89 percent) agree that credit plays an important role when buying a home or a car but only 73 percent recognize that identity fraud could affect their ability to get loans with favorable interest rates, according to a new survey from Experian Consumer Services. In addition, more...

Read More Car and home buyers underestimate the impact of identity fraud on securing a good interest rate, survey reveals
A holiday gift from the automotive credit world – inte...

With less than a month left in the year, what does your to-do list look like? Finish holiday shopping? Jotting down your resolutions for the new year? Or perhaps you plan on heading down to the car dealership to take advantage of the great end of year sale offers....

Read More A holiday gift from the automotive credit world – interest rates at an all-time low
National credit default rates hit post-recession low i...

The past several years have been somewhat of an uphill climb for our country’s economy and this has impacted the default rates for consumer credit. However, now that we’re out of the recession, consumers are managing their credit back to pre-recession levels. In June 2013, the S&P/Experian Consumer Credit...

Read More National credit default rates hit post-recession low in June 2013
Public Sector: Study shows growing need to validate be...

A recent study conducted by the Governing Institute and commissioned by Experian confirms that government benefit agencies can greatly improve their eligibility verification processes through automated data analytics. Historically, assorted health and human service programs have been compartmentalized, with each benefit agency having its own data collection system, eligibility...

Read More Public Sector: Study shows growing need to validate benefit determinations
Bankcard and mortgage originations kick off the first ...

Further evidence of economic recovery throughout the nation, an Experian trends analysis of new mortgages and bankcards from Q1 2013 showed a 16 percent year-over-year increase in mortgage origination volume and a 20 percent increase in bankcard limits. Other insights offered by Experian, include evidence of a strong rebound...

Read More Bankcard and mortgage originations kick off the first quarter with double-digit year-over-year growth
To Buy, or to Lease? … That is the question....

Most people shopping for a new car ask themselves that question all the time. In fact, there are many questions that surround whether to buy or lease a vehicle. What are the benefits of one over the other? Would my payment be lower if I leased? What if I...

Read More To Buy, or to Lease? … That is the question.