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National credit default rates hit post-recession low i...

The past several years have been somewhat of an uphill climb for our country’s economy and this has impacted the default rates for consumer credit. However, now that we’re out of the recession, consumers are managing their credit back to pre-recession levels. In June 2013, the S&P/Experian Consumer Credit...

Read More National credit default rates hit post-recession low in June 2013
Public Sector: Study shows growing need to validate be...

A recent study conducted by the Governing Institute and commissioned by Experian confirms that government benefit agencies can greatly improve their eligibility verification processes through automated data analytics. Historically, assorted health and human service programs have been compartmentalized, with each benefit agency having its own data collection system, eligibility...

Read More Public Sector: Study shows growing need to validate benefit determinations
Bankcard and mortgage originations kick off the first ...

Further evidence of economic recovery throughout the nation, an Experian trends analysis of new mortgages and bankcards from Q1 2013 showed a 16 percent year-over-year increase in mortgage origination volume and a 20 percent increase in bankcard limits. Other insights offered by Experian, include evidence of a strong rebound...

Read More Bankcard and mortgage originations kick off the first quarter with double-digit year-over-year growth
To Buy, or to Lease? … That is the question....

Most people shopping for a new car ask themselves that question all the time. In fact, there are many questions that surround whether to buy or lease a vehicle. What are the benefits of one over the other? Would my payment be lower if I leased? What if I...

Read More To Buy, or to Lease? … That is the question.
The Great Credit Divide: Men vs. Women [Infographic]...

When it comes to credit, who is winning the battle between men and women? The latest credit trends study, released today from global information services company Experian, compares the financial differences between men and women, revealing that, overall, women are better at managing their money and...

Read More The Great Credit Divide: Men vs. Women [Infographic]
Women flexing their financial muscles; women’s credit ...

When it comes to credit, who is winning the battle between men and women? The latest credit trends study, released today from global information services company Experian, compares the financial differences between men and women, revealing that, overall, women are better at managing their money and debt. For the...

Read More Women flexing their financial muscles; women’s credit is in better shape than men’s credit according to Experian
Hybrid Vehicles Grow in Popularity and Attract More th...

When Kermit the frog said, “It’s not that easy being green,” he may not have been referring to the automotive market, but he may have been on to something. Hybrid/alternative power vehicles are one of the smallest segments in the U.S., and have only just recently achieved a little...

Read More Hybrid Vehicles Grow in Popularity and Attract More than just “Green” Consumers
Experian Teams Up with the Small Business Administrati...

Ronald Reagan once said, “Entrepreneurs and their small enterprises are responsible for almost all the economic growth in the United States.” A truth that still holds true. In the current economic climate, however, small-business owners have found themselves under increased pressure to maintain profitability and grow their business. Since...

Read More Experian Teams Up with the Small Business Administration
Small Businesses Faced Significant Challenges in Third...

                Small businesses are getting a lot of attention right now. With the presidential election, Affordable Care Act and talk of the looming fiscal cliff, small business health and survival concerns have been widely discussed across the United States. Earlier this year,...

Read More Small Businesses Faced Significant Challenges in Third Quarter