Tag: credit invisibles
As card issuers go head-to-head in the battle to reach and connect with new consumers, they must implement more inclusive lending strategies.
Lenders are increasingly under pressure to improve access to the financial system and help close the wealth gap in America. Read more!
Credit scores play a major aspect in our lives. However, today's scoring system prevents many individuals from accessing credit. Learn more.
Reporting positive rental payments provides residents with a powerful incentive to pay their rent on time and in full. Read more!
Experian recently launched Experian GO, a first-of-its-kind program aimed at helping credit invisibles take charge of their financial health. Read more!
Experian discussed the benefits of FCRA data and ways this data can ease credit access for “invisible” consumers in a recent webinar hosted by AFSA.
Download our case study to learn how home equity lender, Spring EQ, leveraged Experian Boost to help applicants qualify for better loan rates and terms.
Learn the benefits of leveraging alternative credit data to better assess risk at the onset of the loan decisioning process. Read more.
As we prepare for the excitement and challenges of a new decade, the same can be true for how we approach the use of alternative data. Read more!
There's a lot of talk about alternative credit data today, but not all of it is factual. Dispel the myths and learn what the truth about alternative data.
New CFPB study demonstrates the importance of moving forward with inclusion of new sources of high-quality financial data — like on-time payment data from rent, utility and telecommunications providers — into a consumer’s credit file.
Experian shares five trends and twists coming over the next 12 months, that could push new boundaries and in many cases improve the customer experience as it pertains to the world of credit and finance.
Credit invisibles often want access to credit, but are not easily scored via tradition credit models, and thus fall through the cracks. So how can lenders grow this population?