Group with lowest average balance shows greatest quarterly percentage increase

by admin 1 min read April 28, 2013

While VantageScore® credit score super-prime consumers carried the lowest average credit card balance of all credit tiers in Q4 2012 ($2,581), this group experienced the greatest average balance increase (6 percent) when compared with the previous quarter. All other credit tiers had little or no change to their average credit card balance.

Learn more and get an in-depth look at consumer credit trends from Q1 2019.

Source: IntelliViewSM powered by Experian-Oliver Wyman Market Intelligence Reports

Related Posts

ValidMind on Partnership and the Future of AI

ValidMind CEO Jonas Jacobi shares insights on AI, innovation and why Experian's partnership is helping shape the future of responsible AI.

Published: July 16, 2026 by Scarlet Nickel
Filling the Gap: The Private Student Lending Opportunity Opening This Fall

Due to new federal student loan regulations, the families of undergrad and graduate students may look to private lenders to fill the gap.

Published: July 16, 2026 by Justin Osman
How Caliber Financial Uses Data to Drive Better Decisions

Learn how Caliber Financial uses Experian data to improve lead targeting, underwriting and AI-driven decisioning for better outcomes.

Published: July 14, 2026 by Scarlet Nickel