At A Glance
The Experian Verify™ Preview Report integration with ICE Encompass gives mortgage lenders earlier visibility into borrower employment data within existing workflows. By previewing available records before ordering a full verification, lenders can reduce unnecessary costs, streamline VOIE processes, improve decisioning, and help accelerate the path to closing.In today’s mortgage environment, speed, efficiency, and certainty are no longer “nice to have”, they are essential. Lenders are under constant pressure to reduce costs, streamline operations, and deliver a seamless borrower experience. The integration of the Experian Verify™ Preview Report into ICE Mortgage Technology’s Encompass® platform represents a powerful step forward in meeting those demands.
Why this integration matters now
The mortgage industry is rapidly shifting toward automation and data-driven decisioning, with lenders seeking ways to eliminate friction and improve loan cycle times. At the same time, Encompass continues to serve as a central hub for end-to-end loan origination, connecting workflows from application through closing within a single platform.
By bringing Experian’s latest innovation into this ecosystem, lenders gain real-time intelligence earlier in the process, without disrupting existing workflows.
What is the Experian Verify™ preview report?
The Experian Verify Preview Report is a no-cost capability that provides lenders with upfront visibility into a borrower’s employment data before ordering a full verification report.
With a simple request through existing Experian Verify workflows, lenders can:
- Instantlyview employers associated with a borrower
- Identifywhich records are available for instant verification
- Decide whether toproceedwith a full verification of income and employment (VOIE)
This “preview-first” approach allows lenders to make smarter decisions before committing time or budget.
The power of embedding into Encompass®
Encompass is designed to streamline mortgage operations through a unified digital ecosystem, supported by integrations via Partner Connect APIs. When Experian Verify Preview Report is embedded into this environment, thepotentialimpact is immediate:
- Workflow efficiency without disruption: The Preview Report can be accessed through the same ordering process lenders already use. This means teams can adopt it easily—within the tools they already know.
- Smarter decisioning earlier in the loan lifecycle: By confirming the availability of employment data upfront, lenders can optimize workflows from the very beginning—before underwriting or verification costs are incurred.
- Seamless experience for loan teams: Loan officers, processors, and underwriters can stay inside Encompass to access insights, eliminating the need to toggle between systems—a key benefit seen across Encompass integrations.
Key benefits for lenders
- Reduce costs: Previewing employment data helps lenders avoid unnecessary VOIE orders, ensuring they only pay for verifications that will deliver value.
- Increase pull-through and certainty: Knowing what data is available upfront reduces surprises later in the process, improving loan pull-through and pipeline predictability.
- Accelerate loan cycle times: Eliminating redundant steps and delays leads to faster decisions and shorter time-to-close—a core goal of Encompass-driven automation.
- Improve borrower experience: With fewer documentation requests and follow-ups, borrowers benefit from a simpler, less intrusive mortgage experience.
- Strengthen data-driven underwriting: Access to trusted employment insights early empowers teams to make more confident, data-backed decisions throughout origination.
The bigger picture: modern mortgage, connected
ICE Encompass continues to evolve as a platform thatconnects best-in-class services into a unified lending experience, enabling lendersto “build once and use everywhere.”
By integrating innovative tools like Experian Verify Preview Report, lenders can:
- Leverage real-time data insights
- Automate key decision points
- Deliver faster, more competitive lending experiences
This is what the future of mortgage origination looks like—connected, intelligent, and frictionless.
Final thoughts
The integration of Experian Verify Preview Report into ICE Encompass is more than just a new feature—it is a strategic advantage. By bringing early visibility, cost control, and smarter decisioning into the heart of the loan origination workflow, lenders can operate with greater confidence and efficiency from day one. In a market where every second—and every dollar—counts, that clarity can make all the difference.
