Keir Breitenfeld is a senior business consultant supporting Experian’s fraud and identity clients by translating intimate product and service expertise into risk-based and compliance-based operational and strategic successes. Keir has been with Experian for more than 10 years, most recently as Vice President of Product Management and Marketing for Experian’s Fraud and Identity Solutions business. His responsibilities included stewardship of Experian’s comprehensive set of consumer and commercial authentication products and platforms. His background prior to joining Experian in 2005 includes serving as a Director of Product Management with both HNC Software and Fair Isaac Corporation and leading fraud detection and prevention units at Fleet/Advanta Credit Card Services and Capital One Financial Corporation. Keir recently spent time with FinTech start-up, Trulioo, a global identity bureau, where he worked with partners worldwide to maximize market penetration and operational performance in KYC/AML related use cases. Prior to entering the financial services arena, Breitenfeld served in the U.S. Navy as a surface warfare officer aboard the guided missile frigate USS Estocin (FFG-15). He earned a Bachelor of Science in criminology from Auburn University and a Master of Business Administration from Duke University.

--Keir Breitenfeld

All posts by Keir Breitenfeld

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More than ever before, there may now be credence in the view that the majority of consumers’ personally identifiable information (PII), user names and...

August 22, 2014 by Keir Breitenfeld

As I’m sure you are aware, the Federal Financial Institutions Examination Council (FFIEC) recently released its, “Supplement to Authentication in an Internet Banking Environment”...

August 19, 2011 by Keir Breitenfeld

Lately there has been a lot of press about breaches and hacking of user credentials.  I thought it might be a good time to...

July 10, 2011 by Keir Breitenfeld

Many compliance regulations such the Red Flags Rule, USA Patriot Act, and ESIGN require specific identity elements to be verified and specific high risk...

January 21, 2011 by Keir Breitenfeld

Experian’s Fraud and Identity Solutions team recently conducted a webinar entitled: “A risk-based approach to finding opportunity in today’s market: New approaches to fraud, compliance,...

January 14, 2011 by Keir Breitenfeld

Many compliance regulations such the Red Flags Rule, USA Patriot Act, and ESIGN require specific identity elements to be verified and specific high risk...

January 10, 2011 by Keir Breitenfeld

The U.S. Senate passed legislation recently that would exempt certain businesses from complying with the Red Flags Rule.  Sponsored by Senator John Thune (R-SD),...

December 6, 2010 by Keir Breitenfeld

As the December 31st deadline approaches for FTC enforcement of the Red Flags Rule, we still seem quite a ways off from getting out...

November 24, 2010 by Keir Breitenfeld

As E-Government customer demand and opportunity increases, so too will regulatory requirements and associated guidance become more standardized and uniformly adopted.  Regardless of credentialing...

November 4, 2010 by Keir Breitenfeld

Experian recently contributed to a TSYS whitepaper focused on the various threats associated with first party fraud. I think the paper does a good job...

November 3, 2010 by Keir Breitenfeld

The overarching ‘business driver’ in adopting a risk-based authentication strategy, particularly one that is founded in analytics and proven scores, is the predictive ‘lift’...

August 23, 2010 by Keir Breitenfeld

Well, in my last blog, I was half right and half wrong.  I said that individual trade associations and advocacy groups would continue to...

June 3, 2010 by Keir Breitenfeld

Well, here we are about two weeks from the Federal Trade Commission’s June 1, 2010 Red Flags Rule enforcement date.  While this date has...

May 13, 2010 by Keir Breitenfeld

The definition of account management authentication is:  Keep your customers happy, but don’t lose sight of fraud risks and effective tools to combat those...

December 28, 2009 by Keir Breitenfeld

Account management fraud risks: I “think” I know who I’m dealing with… Risk of fraudulent account activity does not cease once an application has been...

December 21, 2009 by Keir Breitenfeld