All posts by Guest Contributor
With the recent switch to EMV and more than 4.2 billion records exposed by data breaches last year*, attackers are migrating their fraud attempts...
Setting new records isn’t just for racecar drivers. The auto finance industry continues to achieve its own new highs. According to Experian’s State of...
Knowing a consumer’s credit information at a single point in time tells only part of the story. For the whole story, lenders need to...
The adoption of EMV terminals has pressured attackers to migrate their fraud attempts to the card-not-present channel. This is a major driver to the...
Legitimate address discrepancies are common, which surprises most people. And handling every address discrepancy as a high fraud risk is operationally expensive and inhibits...
Fraud and address manipulation (Part 1) Identifying an address as incorrect seems simple enough. But in reality, address mismatches between an application and credit...
Divorce often affects financial health negatively. It’s expensive – often causing nearly $20,000 in losses. A recent Experian survey found: 34% say their divorce...
A recent Experian study found that the amount of time it’s taking for automotive loans opened in Q4 2015 to become delinquent is actually...
Reactivation campaigns make economic sense. They build on a brand’s previous investments, targeting customers who already are aware of and previously have engaged with...
A recent analysis revealed a 9-point negative shift in the average VantageScore® for personal loan originations from Q3 to Q4 of 2016. Additional insights...
The consumer economy has evolved dramatically over the past few years — in large part due to technology and access to large amounts of...
Big changes for the new year 2017 is expected to bring some big changes. But what do those changes mean for the financial services...
Internet-connected devices provide endless possibilities, but they rely on technology and collected data to deliver on their promises. This can compromise your network security....
The holidays can be a stressful time for consumers — and an important time for lenders to anticipate the aftermath of big credit card...
As we kick off the new year, let’s take a look at some interesting things we learned about data quality in 2016. Our latest...