Your prospect database is one marketing tool—but it could be so much more. Experian’s Prospect Navigator gives you direct access to accurate real-time data and the analytics tools you need to better manage your credit-based marketing campaigns. Even more, Prospect Navigator helps you create highly segmented campaign strategies to identify the right customers, lowering your acquisition costs and improving ROI.
Ever wonder how a consumer transaction makes its way onto an actual credit report? This short video provides insights into how data is passed from the furnisher to Experian. Learn about the multiple data accuracy checkpoints, speed of transmission and flow of information.
With an estimated 80 million millennials now in the U.S., it would be easy assign mass stereotypes to this group. But the truth is Millennials are at all different life stages, and some are hitting milestone moments making them credit-ready individuals to target.
For lenders, navigating the map to financial inclusion can be full of twists and turns. It’s even more challenging when you don’t have the right data, strategy, and technology to grow your business. Experian helps financial institutions and lenders find and approve more consumers while confidently mitigating risk at every turn.
Our team specializes in providing strategic consulting to help you elevate your inclusive finance approach. We can help you remove those roadblocks and get you on the right path to new growth opportunities.
Maximize the value of data and analytics to optimize decisioning and enhance the consumer experience. See how our portfolio of financial inclusion solutions helps drive your business goals at every turn.
Get on the road to inclusive finance today!
Learn how Experian Clarity Services clients can enhance business processes with reliable and seamless income and employment verification that can reduce costs and complexity with a frictionless customer experience.
To compete in a changing economy, businesses must prioritize modernizing their tech stack to quickly adapt and retain market share.
Watch as Experian experts demonstrate how a prefill solution can improve the consumer experience and reduce fraud risk, and how to layer in additional tools for increased security and efficiency.
Experian’s CrossCore® Prefill helps organizations provide a low-friction experience for new customers while keeping fraud low with device and phone-based intelligence. See how you can help reduce abandonment and decrease fraud rates.
Experian experts provide insight into the latest economic and market trends, their impact on consumers and how financial institutions can best adapt.
Experian’s Kathleen Peters weighs in on the importance of privacy and security, a personalized experience, and leveraging data when it comes to building an effective identity strategy.
Reward and protect your borrowers and businesses throughout their financial journey by revealing a more complete credit history through consistent data reporting. Learn how to report data to Experian in a simple easy to follow 8-step process. Learn more about consumer data reporting at experian.com/datareporting and business data at experian.com/datareportingbusiness.
Obtain a deeper view of consumer behavior to enhance predictive performance and expand your portfolio.
The world of fraud is changing rapidly. As consumers move online, more and more businesses rush to meet them there. Consequently, criminals use different fraud tactics—each requiring specific tools and techniques to combat.
Learn how Experian help lenders meet the challenges of compliance and fraud through the Experian Access℠ platform in this video demo.
In the first session of our Experian Symposium Series, our expert speakers discuss how to enhance your processes and plan for an uptick in collections volume, stay compliant and improve right-party contact rates.
Experian Business Information Services recently sat down with Sarah Evans, owner of Sevans Strategy, a digital PR agency and Linda Waterhouse, owner of WSI Web Systems, to get their perspectives on managing credit, and some of the insights revealed in the Experian Women in Business study.
Now there’s a way to unlock the power of data and analytics for a process that is individualized, efficient and fair. With PowerCurve Collections, you can build a collections process that puts customer needs at the center of your strategies. Identify the appropriate action, at the right time in a way that is convenient for customers. The result? A cost-effective and compliant process focused on retaining valuable customers.
Make confident decisions in a complex world. To learn more, click here.
Our recent analysis shows that e-commerce fraud attack rates have spiked more than 30 percent over the last year. With the recent switch to EMV, data breaches and automation are driving online fraud more than ever.
Experian® analyzes e-commerce fraud attack rates biannually by both shipping and billing locations. Fraud attack rates show the attempted fraudulent e-commerce transactions against the population of overall e-commerce orders. Download the listing of Top 100 ZIP codes in the United States for 2016.
Watch this video and click here to check out our latest e-commerce fraud heat map.
Experian Business Information Services did a data study of 2.5 million small business owner profiles and analyzed the data, comparing small business owners with average consumers. In this webinar Peter Bolin, Director of Consulting & Analytics for Experian shares the results of this research.
We’ve all read the TCPA headlines and stories about fines and litigation. The Telephone Consumer Protection Act can feel overwhelming if you’re a business. Watch this video to learn how you can ease the risks of TCPA violations with two Experian solutions: Phone Number ID and Contact Monitor.
The evolving landscape of online marketplace lending and the future of the industry.
Industry experts weigh in on the importance of data reporting for marketplace lenders.
Sam Hodges, Co-Founder of Funding Circle shares his perspectives with Experian about the online marketplace lending industry, what makes Funding Circle unique, and what lays ahead for the industry.
Peter Renton, Founder of Lend Academy shares shares his perspectives on regulatory change, innovation and what's driving growth in small business lending via online marketplace lenders.
Many Millennials have been slow to adopt credit, but are beginning to hit those milestone moments requiring them to seek particular financial services products. A "thin file" doesn't necessarily mean a "bad file," so how can lenders grow a thin-file candidate and assess credit worthiness as these individuals seek first loans and bank cards?
Andrew Smith, Partner with Covington & Burling, LLC shares his perspectives with Experian about regulatory and legal issues facing online marketplace lenders.
Kathryn Ebner, head of capital markets for Credibly shares her perspectives about online marketplace lending, innovation and where the industry is headed.
As the playing field is stabilizing for the credit card industry, lenders are in a position now more than ever to grow their profits. Consumers are motivated to manage their cash flows, and improve their credit health; and they are transferring card balances, seeking the best rates. Watch this video and learn how to attract the right audience, segment the surfers and deleveragers, and build customer loyalty.
Effective loss forecasting is essential to capital adequacy planning. Is your approach accurately forecasting potential losses? The position of a bank's capital adequacy is directly tied to accurate loss forecasting. Adopting the most robust modeling methodology to forecast losses is a critical element to capital planning efforts. Loss-forecasting modeling has proven to be an extremely complex and resource-intensive process. Given the multitude of potential data sources and various methodologies, how do you know if you're using the most accurate model for your business? Favored by regulators in recent years, Experian's modeling approach has been shown to produce more accurate forecasts over other commonly used methodologies.
For today's tech-savvy customers, banking no longer involves a place you visit. It's a thing you do. Banks have worked hard to provide convenient online and mobile tools to make everything from checking balances to making deposits at home or on the go a simple, seamless process for their customers. Target the right customer at the right time. Connect with qualified consumers and make in-the-moment offers on their terms.
When a customer is ready to buy, you want to be there. The integration of credit screening into online marketing banners is key to promoting engagement and consumer empowerment. View the video below to learn how to maximize conversions in online and mobile channels by analyzing rich customer and device data to solve for emerging challenges around targeting, ID verification and prequalification.
Learn to identify, authenticate and prevent fraud Join our panel of experts and learn how to navigate complex and evolving cyber risks within your organization, without sacrificing the customer experience or increasing security vulnerabilities. Our panel will explore: Trends in identity and online fraud, Strategies and tactics to fine-tune fraud risk practices, How to apply intelligence to identify risks before they occur
In this Vision 2014 breakout session, Cherian Abraham and Mara Nichol explain how to maximize conversions in on-line and mobile channels by analyzing rich customer and device data.
Hear from Experian clients on how our best-in-class products and services have helped them grow and protect their businesses through tough economic times.
Refreshed on a quarterly basis, Experian and Oliver Wyman are supplying the industry with previously unavailable credit and loan performance trends. (60 min each)
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