Knowledge IQ^SM

Precise ID Knowledge IQ is Experian’s next generation capability to authenticate consumers quickly and easily using out of wallet questions. By combining the leading-edge analytics and decisioning technology of Precise ID scores with Knowledge IQ’s sophisticated challenge-response questions, you have a comprehensive risk management and authentication system in a single solution. The consumer authentication decision is made using both Precise ID fraud scores and the consumer’s performance on the out of wallet questions. Identity decisions are based on scores and question performance together allowing clients to approve more good consumers while pinpointing fraudsters more efficiently than using questions alone. Additionally, Experian’s broad data sources using credit and non-credit information provide confidential and unique data sources for the questions. Add authentication into your process with Experian’s leading edge knowledge based authentication today.

Knowledge IQ product sheet »
Watch the Precise ID demo »