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White Paper Downloads from Business Information Services

April 2010: Understanding small-business risk through the economic down cycle

This report takes a closer look at small businesses and how they are managing under challenging conditions. Experian provides lenders with valuable insights into small-business performance and how that data can be used to reduce risk and grow portfolios.

April 2010: Preparing your business for the economic upswing

This report examines the metrics that illuminate why businesses have been impacted differently during the recession. In particular, this report examines opportunities for creditors with small to medium-sized business, which traditionally have been harder to identify.

August 2009: Understanding the state of small-business risk

This report analyzes five key measures of risk — bankruptcy, lien filings, judgment filings, collections and severe delinquency in payments — from 2007 through 2009. While this study supports the notion that many businesses struggled to meet their payment obligations, it also shows the overwhelming majority that were healthy at the start of 2007 have remained so throughout the financial crisis.

September 2008: Impact of the mortgage meltdown on small businesses

While there has been extensive coverage of the housing market meltdown and its effect on the financial sector and the consumer market, this report will provide insight into how the mortgage meltdown affected the small-business owner.

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