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In today's highly competitive markets, lenders need to ensure that they are making the right credit decisions. To achieve this, decisions need to be based on the most accurate and up-to-date information available.
Credit grantors around the world are benefiting from the information services provided by Experian's international bureaus. These services range from a simple credit report to sophisticated risk and customer management tools, as well as fraud prevention solutions.
Experian has a proven track of successful implementation and operation of consumer and commercial credit bureau solutions. Credit bureau systems operated by Experian are market leaders in the US, the UK, Brazil, South Africa, and within a number of European countries. Experian has also been proactively working within Africa, the Middle East and Asia-Pacific regions for several years, contributing to the delivery of bureau solutions in:
The scale of Experian's business, significantly bigger than that of its competitors, supports the ability to invest consistently in the development of new, ground-breaking solutions. These ideas are then tailored and customized to the needs of the different markets, thanks to the presence of Experian offices in more than 40 countries worldwide, with over 15,000 employees supporting clients in approx. 65 countries.
Experian's credit bureau solutions can provide a complete service, helping credit grantors to make the right decisions, at the right time, throughout the customer life cycle.
The success of a credit bureau solution depends on several factors:
The Bureau Operator needs to be provided with the right tools, knowledge and support to operate the bureau solution within a potentially complex scenario.
Experian works closely with credit grantors, legislators and relevant government authorities to provide a solution that meets the unique requirements of each individual market.
For more information on our current operations in international markets, please see the enclosed fact sheet on Experian's international bureau.
In today's highly competitive markets, lenders need to ensure that they are making the right credit decisions.
Mike Herman, Ford Credit Europe: 'Their innovative products and services enable us to access the data and interpret it quickly and consistently.'
Our approach to the development of a credit bureau is to harness the power of the data that is available in each market.
A credit bureau system needs to be tailored to the market and legal requirements relevant to the country where the solution is to be deployed.
Value added products are available to exploit the potential of the bureau data.