Understanding the information in a credit report is the first step in making it
a valuable financial tool. This sample report illustrates what an Experian consumer
credit report looks like and desribes the various types of information a person might
find in their personal report.
It is Experian's responsibility as a company to be aware of our societal responsibilities
and to have a positive impact on the communities in which we live and work. Experian's
global Corporate Responsibility Report provides detailed information about what we
are doing to ensure we behave in a socially responsible manner.
Speaking to groups about credit reports and credit reporting can be a challenge. Experian
has prepared these PowerPoint presentation to help you lead dynamic discussions.
The slides include talk notes to ensure you have the details you need to share
accurate information with your audiences. To view the talk notes, select "Save" when
asked if you want to open or save this file. When you open the presentation, select
"Notes page" under "View."
This presenation provides a thorough overview of credit reports and credit reporting.
It covers the values of credit reports, how credit reporting works, credit reporting
laws and consumer rights and the relationship between credit reports and credit scores.
A condensed version of the Credit reporting basics presentation, this presentation
describes credit reporting fundamentals but can be completed in under 30 minutes.The
student version has been revised to suit a high-school audience.
This presentation provides 10 rules to help consumers manage their credit reports
to ensure they can get credit when they need it. By following these simple tips, consumers
can build and maintain their creditworthiness.
Identity theft is one of the most talked about crimes today. This presentation
provides some perspective on the prevalence of identity theft, discusses what consumers
can do to protect themselves and what they should do if they become
a victim. It also describes a number of things Experian is doing to protect consumers
and businesses from being victimized.
Small business owners often rely on personal credit to help finance their companies,
especially when they are first getting started. This presentation discusses the fundamentals
of business credit reports, how they are similar to personal credit reports and how
the personal credit reports of small business owners may be considered when they apply
for business credit.