Use Experian Connect to securely check, share and request credit scores with ease and confidence.
Need to screen a potential tenant’s credit? Want to be sure only authorized parties are viewing your credit score? Experian Connect makes it easy and secure with just a few clicks.
Get started by joining Experian Connect for free by providing basic information.
Connect with other parties with an easy and secure three-step authorization process.
Purchase and send a credit report to any connection for $19.95, or request and view for free.
View shared credit reports and scores for 30 days from purchase.
Request access and view a credit report from a prospective tenant or client.
Check and send your own credit information to authorized parties.
Whether you’re requesting someone’s credit information or sharing your own credit report, Experian Connect makes the process seamless, convenient and backed by our commitment to protecting consumer-permission data.
A credit score is a number based on the information in your credit report. It is similar to a grade you would have received in school, but instead of right and wrong answers, your credit score is based on positive and negative credit history. Paying your bills on time and using your credit responsibly builds a positive history while paying bills late and being irresponsible with your credit builds a negative history.
There are many different ways to calculate a credit score. Experian ConnectSM uses the VantageScore® calculation with your Experian credit report. VantageScore® was developed by the three national credit reporting companies — Experian, TransUnion and Equifax. Unlike other scoring systems, it is the most consistent score using only one model with one set of scoring calculations, resulting in scores that are more uniform and consistent.
A credit report is a snapshot of your experience with credit-related accounts. Aside from some basic personal information, like your name and address to help identify your report, there are three main types of information on your credit report:
Our services are available to individuals that:
In order to interact with someone else through this service, you first must go through a three-step invitation process. This invitation process allows both parties to confirm they know and trust each other before authorizing others to view important information, such as a credit report. Successfully completing the invitation process creates a link between the two accounts, and each party is now a “Connection” to the other.
Will purchasing my credit report and/or showing my credit report to my Connections hurt my credit score?
No. When you order or show your credit report and score to your Connections it does not affect your score because it is what we call a “soft inquiry.” Soft inquiries do not impact your credit score and do not appear on any credit reports viewed by other people.
Yes. In fact, if you are a small or independent business, it is important to know your personal credit information, too.