Tag: consumer credit
1 in 10 Americans are living paycheck to paycheck Financial health means more than just having a great credit score or money in a...
This summer, Experian is releasing the market’s first-ever credit solution that enables consumers to apply for credit with a simple text message. Utilizing patent-pending...
Millennials have long been the hot topic over the course of the past few years with researchers, brands and businesses all seeking to understand...
Sometimes life throws you a curve ball. The unexpected medical bill. The catastrophic car repair. The busted home appliance. It happens, and the killer...
Knowing a consumer’s credit information at a single point in time only tells part of the story. I often hear one of our Experian...
As lenders seek to enhance their credit marketing strategies this year, they are increasingly questioning how to split their budgets between digital, direct mail and...
Prescreen, prequalification and preapproval. The terms sound similar, but lenders beware. These credit solutions are quite different and regulations vary depending on which product...
Personal loans have been booming for the past couple of years with double-digit growth year-over-year. But the party can’t last forever, right? In a recent...
The market is inevitably changing, and while batch and daily alerts are still effective in tackling client and consumer challenges, you are probably seeing...
You know what I love getting in the mail? Holiday cards, magazines, the occasional picturesque catalog. What I don’t open? Credit card offers, invitations...
Let’s play word association. When I say holiday season, what’s the first thing that comes to mind? Childhood memories. Connecting with family. A special...
Consumers want to pay less. This is true in retail and in lending. No big surprise, right? So in order for lenders to capitalize...
As regulators continue to warn financial institutions of the looming risk posed by HELOCs reaching end of draw, many bankers are asking: Why should I be concerned? What are...
Time heals countless things, including credit scores. Many of the seven million people who saw their VantageScores drop to sub-prime levels after suffering a...
His car, more than 10 years old and not worth salvaging, was in the shop again. Time to invest in something new – or...