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Consumer credit card debt has dipped to levels not seen since 2006 and the memory of pre-recession spending habits continues to get hazier with...

August 22, 2011 by Guest Contributor

As I’m sure you are aware, the Federal Financial Institutions Examination Council (FFIEC) recently released its, “Supplement to Authentication in an Internet Banking Environment”...

August 19, 2011 by Keir Breitenfeld

What happens when once desirable models begin to show their age? Not the willowy, glamorous types that prowl high-fashion catwalks. But rather the aging...

August 19, 2011 by Guest Contributor

The following article was originally posted on August 15, 2011 by Mike Myers on the Experian Business Credit Blog. Last time we talked about...

August 18, 2011 by Guest Contributor

By: Staci Baker In my last post about the Dodd-Frank Act, I described the new regulatory bodies created by the Act. In this post, I...

August 15, 2011 by Guest Contributor

It’s time to focus on growth again. In 2010, credit marketers focused on testing new acquisition strategies. In 2011, credit marketers are implementing learnings...

August 9, 2011 by Guest Contributor

By: John Straka Unsurprisingly, Washington deficit hawks have been eyeing the “sacred cows” of tax preferences for homeownership for some time now. Policymakers might even...

August 9, 2011 by Guest Contributor

The high-profile data breaches in recent months not only left millions of consumers vulnerable to the threat of identity theft and caused businesses to...

August 4, 2011 by Guest Contributor

A surprising occurrence is happening in the consumer credit markets. Bank card issuers are back in acquisition mode, enticing consumers with cash back, airline points...

August 3, 2011 by Alan Ikemura

TRMA’s recent Summer 2011 Conference in San Francisco was another great, insightful event. Experian’s own Greg Carmean gave a presentation regarding the issues involved...

July 29, 2011 by Guest Contributor

By: Staci Baker The Durbin Amendment, according to Wikipedia, gave the Federal Reserve the power to regulate debit card interchange fees. The amendment, which will...

July 20, 2011 by Guest Contributor

Every communication company wants to inoculate its portfolio against bad debt, late payments and painful collections. But many still use traditional generic risk models...

July 13, 2011 by Guest Contributor

Lately there has been a lot of press about breaches and hacking of user credentials.  I thought it might be a good time to...

July 10, 2011 by Keir Breitenfeld

Like their utility counterparts, communications providers routinely participate in federally subsidized assistance programs that discount installation or monthly service for qualified low-income customers. But,...

July 8, 2011 by Guest Contributor

By: Kennis Wong On the surface, it’s not difficult to define existing account fraud. Obviously, it is fraud perpetrated against an existing account. But...

July 5, 2011 by Guest Contributor

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