According to the latest Experian–Oliver Wyman Market Intelligence Report, HELOC originations came in at $43 billion for Q4 2015 — a 22% increase over Q4 2014. HELOC originations for all of 2015 totaled $160 billion — a 21% increase year over year.
As HELOC originations continue their growth trend, lenders can stay ahead of the competition by using advanced analytics to target the right customers and increase profitability.
%%excerpt%% %%page%% Rising late-stage mortgage delinquencies signal hidden risk in 2025. Learn how lenders can identify early warning signs and manage mortgage and HELOC risk proactively.
Home equity lending has re-emerged as a central theme in the U.S. financial landscape, driven by economic realities and consumer behavior.
The June 2025 housing market trends report presents a nuanced view of the U.S. mortgage and home equity landscape.