Welcome to the Experian Thought Leadership Hub

Learn how fraud teams can recognize scam activity earlier and strengthen prevention across the customer lifecycle.

• Explore five common scam types and their lifecycles 
• Identify behavioral, device and payment red flags 
• Understand how AI is changing scam tactics 
• Discover tools for detecting high-risk activity sooner

Learn how fraud teams can recognize scam activity earlier and strengthen prevention across the customer lifecycle.

• Explore five common scam types and their lifecycles 
• Identify behavioral, device and payment red flags 
• Understand how AI is changing scam tactics 
• Discover tools for detecting high-risk activity sooner 

Prepare your checkout strategy for peak shopping season with practical guidance on balancing fraud prevention and customer experience.

• Learn how false declines affect revenue and loyalty.
• Explore layered identity and authentication strategies.
• Improve approvals while reducing unnecessary checkout friction.
• Review a retailer case study with measurable business outcomes.

See how NeuroID helped a money transfer leader reduce ATO losses and improve fraud detection.

• Achieved $1.4M in annualized gross savings by reducing fraud losses and operational costs.
• Delivered a 56x lift in chargeback predictive power using behavioral, device and network signals.
• Increased conversion rates by 2% while reducing manual reviews and maintaining a frictionless experience.
• Strengthened account takeover protection with real-time behavioral analytics and decisioning.

Discover how AI, fraud and identity are reshaping digital trust. Based on research with U.S. consumers and businesses, this report explores emerging trends and practical strategies.

• Understand today's evolving fraud landscape and AI-driven threats
• Learn how identity intelligence supports trust and customer experience
• Explore consumer expectations for security, privacy and personalization
• Prepare for the future of agentic commerce and digital trust

Read the latest State of Fintech Report to see strategy playbook fintechs are implementing in 2026 and beyond. Key insights include:

• How fintech leaders are balancing growth, fraud risk and portfolio performance
• Why data strategy is becoming a competitive advantage in credit decisioning
• How identity, credit and behavioral signals are enabling smarter lifecycle decisions
• Practical actions fintech organizations can take to grow with confidence in 2026

Understand how first-party fraud is changing across financial institutions and what it means for your organization. Learn from Experian experts using industry benchmark data. 

• Explore year-over-year first-party fraud trends 
• Compare fraud rates across banks, credit unions and fintechs 
• Learn practical strategies to benchmark and strengthen fraud prevention 

Discover where leading institutions are taking decisioning:

• Explores why intelligent decisioning is becoming a competitive advantage for financial institutions.
• Examines research on AI, data, governance and decision intelligence.
• Highlights common modernization challenges and practical strategies for improving decision outcomes.

Discover how lenders can strengthen prime portfolio performance by combining traditional credit risk strategies with first-party fraud analytics to identify hidden risk and improve early payment default detection.

Key insights:

• Traditional credit scores measure ability to repay but may not identify consumers with no intent to repay. 
• First-party fraud models can uncover hidden early payment default risk within prime portfolios and improve risk segmentation. 
• Research shows measurable lift in early delinquency detection and ROI when fraud analytics complement credit scoring.