Experian

Experian^® Expertise for your business


	Risk-Based Pricing deadline approaching For companies that use credit reports or scores to make lending decisions, the compliance deadline for a new Risk-Based Pricing Rule is quickly approaching ...		VantageScore® — more choice, more consistency and more predictiveness, resulting in more scoreable consumers While the economy is beginning to look up, lenders are understandably still cautious about extending credit to borrowers ...


	Financial lender realizes 296 percent return on marketing investment, increasing net profit by 60 percent There are many creditworthy, qualified borrowers out there, as well as plenty of opportunities to market your products and services to them. But how do you know exactly whom to target and when to make the offer?		Can your customer take on additional debt? While the economy is rebounding, many consumers are still getting back on their feet financially. As a result, lenders feel increased pressure to make more prudent lending decisions ...

If you are prospecting for new customers in the next six months, how do you plan to acquire them?

Last quarter’s poll results
Find out how our readers responded to, “As a result of the Credit CARD Act, what areas do you feel will be most affected by the end of the fiscal year?”

Client Corner

	Get to know the Heart of Experian: Experian employees impacted more than 74,000 students nationwide
	Defaulting on a mortgage seriously impacts scores. But what if you miss only one payment?
	More than 35.5 million used cars were registered in 2009 — six tips to ensure your customers are making sound used car buying decisions
	Do your customers have questions? Ask an Experian expert

Do you live in the most debt-burdened city in the United States? Experian ranks the top 20 major U.S. metropolitan areas by average debt per consumer

Credit Cornerstone
Get more insight and sign up to receive weekly credit trends.

Product Spotlight

Proactively react — a new approach to targeting consumers

Complimentary Webinars/Case Studies

Case study: Experian helps client exceed its ROI target by almost 200%

Determining a consumer's ability to pay has greater benefits than just regulatory compliance?
View this recorded webinar to learn how to improve your bottom line - from prospecting to acquisitions
to collections

Unique insights on consumer credit trends - highlights from the Q1 2010 Experian-Oliver Wyman Market Intelligence Report.
View the recorded event today.

Other Newsletters

	Fraud Advisor
	Public Affairs Perspective
	Experian Marketing Services

Experian Expertise

	S&P/Experian: May Consumer Defaults Down Broadly S&P/Experian's monthly consumer credit indices showed that consumer credit defaults fell in May, with bank card default rates declining for the first time since December
	Orlando ranks 10th in U.S. with average consumer debt of $25,316 With the average consumer in hock nearly $25,320, Metro Orlando ranks 10th among the nation's top 20 cities with the highest personal debt, according to a recent study
	Do You Live in a High-Debt City? Seattle might be known for good coffee and being home to Grey's Anatomy, but it also deserves another association: Lots of debt. U.S. News & World Report
	Dallas-Fort Worth residents have among the nation's highest debt and lowest credit scores

You can still experience Experian's Vision 2010 Conference In May, Experian hosted its annual Vision Conference. More than 250 industry leaders gathered to discuss current and forecasted macroeconomic conditions, consumer and business credit trends, mortgage loss mitigation, strategic default analysis and cutting-edge solutions to today's challenges. We are bringing you exclusive recordings from two of our most well-attended sessions, giving you answers to improve business performance at every stage of the Customer Life Cycle:
	Video: Understanding credit scoring behavior given recent credit challenges Want to fine-tune your acquisition and account management strategies? Find out how current market trends can impact your lending strategies through VantageScore Solutions, LLC — providing you with insights impacting credit scores due to credit line decreases and the payment hierarchy given real-estate events
	Video: Making your credit scores work for you Do you understand how to extract the full value from your consumer credit scores? Is the score still working? Learn how to analyze and validate the effectiveness of your scores and what steps to take based on the outcome.

Join the Vision Community for more information and to engage with subject-matter experts and other industry leaders: http://vision.experian.com/profiles/blog/list.

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