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Let There Be Light: The Impact of Positive Energy-Utility Reporting on Consumers

11/24/2014

Consumers can often be excluded from building or establishing their credit based on traditional payment data history. As the credit industry continues to evolve, financial institutions seek methods to help their customers gain access into the financial mainstream. Learn more about how alternative payment data, such as positive energy-utility reporting can help your customers gain access to the f Read More...

Experian Quarterly Business Credit Review Webinar | Q3 2014

11/18/2014

Experian, Moody's Analytics and special guest Brian Moran team up to review key findings from the latest Experian/Moody's Small Business Credit Index Q3 2013 report. Learn more about what the small business credit trends could mean for you and your business heading into the holiday shopping season. Read More...

Collections After Compliance

11/03/2014

With increasing scrutiny on the financial services industry, the number of regulations continues to grow. This along with new regulators and ever-changing data, can prove to be challenging when operating in the collections industry. Learn more about what new regulators are focused on and how you can position yourself for operational efficiency to strengthen business practices while maintaining com Read More...

Targeting the Lucrative Balance-transfer Market

10/31/2014

As the playing field is stabilizing for the credit card industry, lenders are in a position now more than ever to grow their profits. Consumers are motivated to manage their cash flows, and improve their credit health; and they are transferring card balances, seeking the best rates. Learn how to attract the right audience, segment the surfers and deleverages, and build customer loyalty. Read More...

Mobile Banking: Enhancing Your Customers' Experience

10/31/2014

Deepen relationships with your customers and enhance loyalty by anticipating their financial services needs. Discover the best ways to increase monetization in the mobile banking channel. And, learn how to target and connect with qualified customers and prospects, offering in-the-moment credit offers. Read More...

Digital Acquisition Video

09/19/2014

When a customer is ready to buy, you want to be there. The integration of credit screening into online marketing banners is key to promoting engagement and consumer empowerment. View the video below to learn how to maximize conversions in online and mobile channels by analyzing rich customer and device data to solve for emerging challenges around targeting, ID verification and prequalification. Read More...

The Power of Data Integrity and Quality

09/19/2014

Mastering data quality are you ready for governance? Beyond data quality metrics, is your data credible? This is the next line of questioning that may come your way from regulators and other external parties charged with testing and sampling your data. We can help you stay ahead of potential upcoming regulations. To learn how we can help you take a proactive approach to data accuracy and d Read More...

Identity Theft Products: Good for Customers. Great for Business.

09/08/2014

In recent years, identity theft has risen from a fairly unknown crime to a huge and costly problem. As perpetrator attacks become more sophisticated, your customers become more vulnerable. Read More...

Authentication: In the Mind of the Consumer

09/08/2014

Despite all of the concerns about online privacy, we still hear reports about people not protecting themselves online. They use simple passwords, they reuse passwords across websites, and they expose their most personal and intimate data through social media. Read More...

Customer Loyalty in the Insurance Sphere: Increase Touch Points, Increase Engagement

09/08/2014

Engaged customers spend 30 percent more with a business.Yet, when it comes to insurance, there¿s a unique challenge: A lack of customer touch points to drive engagement. Read More...

Experian Quarterly Business Credit Review Webinar | Q2 2014

09/05/2014

Experian and Moody's Analytics team up to review key findings from the latest Experian/Moody's Small Business Credit Index Q2 2014 report. Learn more about what the small business credit trends could mean for you and your business. Read More...

Insurers: Building Trust by Protecting Consumers in the Digital Age

08/27/2014

North American consumers show a growing appetite for expanding their use of online services and mobile devices but want more awareness and control over how their personal information can be safeguarded to protect their credit,their identities, and their overall privacy. P&C insurance companies are well positioned to be thought leaders and help consumers understand how their personal information, Read More...

Role of Balanced Fraud Management

08/18/2014

Learn to identify, authenticate and prevent fraud Join our panel of experts and learn how to navigate complex and evolving cyber risks within your organization, without sacrificing the customer experience or increasing security vulnerabilities. Our panel will explore: Trends in identity and online fraud, Strategies and tactics to fine-tune fraud risk practices, How to apply intelligence to identi Read More...

Reducing risk through blended credit profiles

08/14/2014

Using company versus owner credit histories to determine small-business credit risk. Read More...

Experian Quarterly Business Credit Review Webinar | Q1 2014

06/11/2014

Experian and Moody's Analytics team up to review key findings from the latest Experian/Moody's Small Business Credit Index Q1 2014 report. Learn more about what the small business credit trends could mean for you and your business. Read More...

Vision 2014: A Look at Commercial Credit Consortium Data

06/09/2014

We discuss the Small Business Credit Share consortium featuring two case studies. Read More...

Business Information Special Report: Q1 2014 Manufacturing

06/03/2014

This special report offers a business credit overview on the U.S. manufacturing industry for Q1 2014. Read More...

Vision 2014: Customer acquisition in a changing digital landscape

05/29/2014

In this Vision 2014 breakout session, Cherian Abraham and Mara Nichol explain how to maximize conversions in on-line and mobile channels by analyzing rich customer and device data. Read More...

Business Information Special Report: Q1 2014 Construction

05/27/2014

This special report offers a business credit overview on the U.S. construction industry for Q1 2014. Read More...

Vision 2014: The State of U.S. Business Credit

05/21/2014

Business Information Services in partnership with Moody's Analytics presents the State of U.S. Business Credit for Q1 2014. Read More...

Business Information Special Report: Q1 2014 Real Estate

05/20/2014

This special report offers a business credit overview on the U.S. real estate industry for Q1 2014. Read More...

Experian/Moody's Analytics Small Business Credit Index - Q1 2014

05/12/2014

Following a full year of steady improvement, small-business credit conditions stumbled during the first quarter of 2014. Credit balances receded slightly from the end of 2013 and the delinquency rate ticked higher to 9.8 percent from 9.6 percent. The setback was fueled in part by harsh winter conditions which may have also slowed employment gains. Weaker GDP growth and a decelerated retail sales g Read More...

Data Breach Response: Lessons from the Trenches

05/02/2014

As the era of big data continues to march forward, so does the number of data breaches. Organizations seem to become more vulnerable every day with breaches rising at an alarming rate. In fact, studies indicate that companies are attacked an average of thousands of times per year, and many of those attacks result in a quantifiable data breach. With this reality facing us, many security experts a Read More...

Experian Quarterly Business Credit Review Webinar | Q4 2013

04/01/2014

Experian and Moody's Analytics team up to review key findings from the latest Experian/Moody's Small Business Credit Index Q4 2013 report. Learn more about what the small business credit trends could mean for you and your business. Read More...

2014 Legislative Outlook White Paper - Policymakers Renew Focus on Data Breach Laws

03/25/2014

Legislation that would establish a national data security and data breach standard has languished in Congress, despite some high-profile security incidents. But that may change as both Congress and the Obama Administration intensify activity aimed at enacting a national law to replace the current patchwork of state laws. Read More...

Risks & Rewards of Online & Mobile Health Services: Consumer Attitudes Explored

03/21/2014

Our study, Risks & Rewards of Online & Mobile Health Services: Consumer Attitudes Explored, examines consumers¿ perceptions about sharing their personal information when using online health services and mobile apps. It also reveals the practices believed to be important to protecting personal health information from a possible data breach. Read More...

Trended Data for Precision Targeting and Decisioning

03/20/2014

Understanding how consumers have utilized and managed their credit will allow you to create an efficient investment strategy that targets low risk, highly profitable populations. Read More...

Experian/Moody's Analytics Small Business Credit Index - Q4 2013

03/06/2014

Small-business credit conditions improved for the fourth consecutive quarter in the final three months of 2013. The Experian/Moody's Analytics Small Business Credit Index advanced 1.2 points to 117 from a revised 115.8 (previously 118.5*) in the third quarter. The fourth quarter reading is the highest since data tracking for the index began and is a solid indication that small businesses are final Read More...

Case Study: National Fuel Gas Distribution Company

02/06/2014

In this case study, learn about National Fuel Gas Distribution Company, a leading energy and utilities company based in New York, as they work with Experian to achieve the efficiency and flexibility it needed to improve decision making and business strategies for unique customer market segments. Read More...

True Credit Intelligence: Empowering consumers with more than a score

02/03/2014

Empowered consumers know that their credit health is more than just a score. Providing access to a consumer's credit score is a great first step. But an even greater opportunity for consumer engagement lies in the ability to provide access to the core factors affecting their credit. Help them learn what that score means with credible, detailed, rich educational content to help them make better fin Read More...

Trended Solutions: Fueling Profitable Growth

01/09/2014

This white paper demonstrates that a different way of understanding consumer behavior is the key to creating the necessary strategies to create a profitable portfolio. It will show that considering only a current view of consumer credit does not provide the necessary and precise knowledge about how to market to or underwrite that consumer. You will discover that a "trended" view of the consumer wi Read More...

Experian Quarterly Business Credit Review Webinar | Q3 2013

12/11/2013

Experts from Experian and Moody's Analytics join forces to discuss key findings from the 2013 Q3 Small Business Credit Index and provide insight into what's driving small business credit. Read More...

2014 Data Breach Industry Forecast

11/21/2013

The number of data breaches both experienced and reported is expected to continue to rise, with new security threats and regulations pushing for more transparency on the horizon. All signs are pointing to 2014 being a critical year for companies to better prepare to respond to security incidents and data breaches. Read More...

Experian/Moody's Analytics Small Business Credit Index - Q3 2013

11/07/2013

Small-business credit quality improved markedly in the third quarter, lifting the Experian/Moody's Analytics Small Business Credit Index 2.3 points higher to 118.5 from an upwardly revised 116.2 (previously 111.7*) in the second quarter. The most recent index value is the highest since its inception and is an encouraging sign that small firms' financial houses are finally starting to fall into ord Read More...

Cracking the Code on Profitable Online Acquisitions with the Empowered Consumer

10/01/2013

The online marketplace is constantly evolving and changing. Keeping up with consumer preferences is a big challenge for today's financial services marketers. Demographic and behavioral targeting alone just hasn't been working, leaving institutions wrestling with low ROI and high CPAs. Download this complementary paper for a fresh perspective on today's toughest questions about acquiring credit Read More...

Raising the Bar on Data Integrity

11/01/2013

The US is the leading provider of affordable, fair, wider and more portable access to credit. But the American consumer has little appetite for mistakes when it comes to the accuracy of credit data. We believe that the next generation of lenders will compete on dispute response rates and accuracy of reporting. Download this complementary paper for a fresh perspective on how to take a proactive Read More...

Experian Quarterly Business Credit Review Webinar | Q2 2013

09/26/2013

Experian and Moody's representatives discuss key findings in the most recent Experian/Moody's Small Business Credit Index report for Q2 2013 and explore regional small business credit trends. Read More...

Uncovering your portfolio's hidden potential using advanced triggers to prevent risk

08/19/2013

The Rekindling Success white paper uncovers your portfolio's hidden potential using advanced triggers to prevent risk Read More...

Experian/Moody's Analytics Small Business Credit Index - Q2 2013

08/28/2013

Small-business credit conditions strengthened in Q2, lifting the Experian/Moody's Analytics Small Business Credit Index to the highest level since it began tracking in 2010. Though small-business recovery has been inconsistent regionally, findings from the report indicate that firms have steadily reduced their delinquent debt over the past year. Balance volumes for all business sizes receded measu Read More...

Data Breach Response Guide - Recently Updated

08/23/2013

Data breaches are hitting business in nearly every industry. If you aren't prepared, you're already behind - even if you've never experienced a breach. Learn how to develop your response plan and build your response team before you need them. Recent updates include information directed toward entities dealing with healthcare related information regarding the HIPAA Omnibus Rule and the complex Read More...

The First 24 Hours Data Breach Resolution Checklist

08/08/2013

Acting quickly following a data breach can help you regain your security, preserve evidence and protect your brand. Make these tips the first steps you take toward data breach resolution. Read More...

Managing Cyber Security as a Business Risk: Cyber Insurance in the Digital Age

08/07/2013

With the increasing cost and volume of data breaches, cyber security is quickly moving from being considered by business leaders as a purely technical issue to a larger business risk. This shift has spurred increased interest in cyber insurance to mitigate the cost of these issues. In a new study sponsored by Experian® Data Breach Resolution, Ponemon Institute surveyed risk management professio Read More...

Bureau-Backed Identity Protection & Credit Monitoring

07/30/2013

When Everything Is On the Line, You Need Everything Experian Offers for Data Breach Response: Only one data breach resolution company has the distinction of being part of the world's largest credit bureau. That's Experian® Data Breach Resolution, steeped in a history of swift incident response and consumer fraud protection. Read More...

Experian/Moody's Analytics Small Business Credit Index - Q1 2013

06/10/2013

Although higher tax burdens on U.S. households were expected to make it more difficult for small companies to pay down debts, small business credit conditions improved in the first quarter of 2013, reversing much of the deterioration seen during Q4 2012. The improvement in credit quality has largely been the result of firms keeping a tight lid on labor costs. And while the overall picture has brig Read More...

Cyber Insurance 3.0: Risks, Rewards and Future Outlook

06/06/2013

Cyber insurance, the fastest-growing specialty line in the commercial market, is rapidly becoming vital to the financial health of organizations. Although it has been available since the late 1990s, cyber insurance is now gaining momentum among small and mid-sized organizations. In the past, it was primarily purchased by large and high-tech companies. It is no coincidence that the popularity of c Read More...

How Cyber Insurance Can Help Organizations in the Event of a Data Breach

05/24/2013

In this latest podcast, Answer Man Ozzie Fonseca, Senior Director of Experian® Data Breach Resolution discusses how cyber insurance can help organizations in the event of a data breach. Ozzie interviews Katherine Keefe from Beazley Insurance where she leads the Beazley Breach Response services. Read More...

CFO eBook: Lending in Limbo

05/14/2013

The commercial lending landscape has changed. Larger in number but smaller in dollar volume, small-business loans take up more resources and may not be as profitable in the long run to banks, making them less of a focus. Lending in Limbo gives techniques and solutions for the commercial lenders when lending to small businesses. The solution is to be part of ending this crisis, in which other orga Read More...

Experian/Moody's Analytics Small Business Credit Index - Q4 2012

05/13/2013

Small business credit quality continued to deteriorate in the fourth quarter as the Experian/Moody's Analytics Small Business Credit Index dropped 6.8 points to land at 97.3, its lowest reading during our observation period. The index was driven lower by a slowdown in personal income growth and an increase in delinquent balances, which kept retail sales in check and drove small business revenues l Read More...

Navigating A Healthcare Data Breach eBook

05/10/2013

The healthcare industry is constantly evolving with new procedures and technology in the operating room. The same is needed in the back office, where data security can either make or break an organization. Given HIPAA¿s stricter new regulations, with which organizations have until September 23, 2013 to comply, the time for making small strides in security, privacy and data breach preparedness is o Read More...

Ponemon Institute Study: Is Your Company Ready For A Big Data Breach?

04/23/2013

The latest study from the Ponemon Institute, sponsored by Experian® Data Breach Resolution How prepared is your company for a material data breach involving the loss or theft of more than 1,000 records containing sensitive or confidential business information? How would you grade the incident response plans in place that would reduce such negative consequences as the loss of reputation, customer Read More...

Streamlining Eligibility Verification

03/29/2013

As the need for help -- and the equal need to reduce spending -- increases, public assistance programs are under tremendous pressure to maximize their limited resources in order to provide more services with shrinking budgets. Key to this effort is the importance of ferreting out fraud, waste and abuse, and eliminating inefficiencies, while ensuring that these services are provided to those indivi Read More...

Implications of the HIPAA Omnibus Final Rule with Paula Stannard

03/12/2013

Answer man Bob Krenek, also known as Experian's Senior Director of Data Breach Resolution, interviews healthcare attorney Paula Stannard about changes coming down the pike. Stannard, an attorney with Alston & Bird, explains why she believes the new regulations will result in an enormous rise in the number of incidents being classified as healthcare breaches. Read More...

Learn How To Accelerate Your Breach Response

03/12/2013

Ozzie Fonseca, Senior Director of Experian® Data Breach Resolution, interviews Miriam Wugmeister, who chairs the global privacy and data security group at the law firm of Morrison Foerster. Read More...

Data Breach Readiness and Economic Impact

03/08/2013

Dr. Larry Ponemon, chairman of The Ponemon Institute and Experian Data Breach Vice President Michael Bruemmer, talk breach readiness and the cost effectiveness of being prepared for a data breach. Read More...

How to Audit Your Incident Response Plan

03/04/2013

This webinar provided a checklist of items to review when auditing your response plan. It also reviewed how often you should audit, test, and update your plan. Read More...

Ponemon Study: Securing Outsourced Customer Data

02/07/2013

The purpose of the study is to understand the frequency of data breaches when consumer data is outsourced, steps taken to ensure vendors' data stewardship and differences in privacy and security practices between companies that outsource and their vendors. Read More...

Experian/Moody's Analytics Report - Q3 2012

12/12/2012

After four quarters of progress, small business credit conditions slipped as balances more than 90 days past due increases. The Q3 2012 report findings indicate tighter credit conditions by lenders due to receding credit balances. Additionally, the slowing growth of consumer spending continues to add pressure to small-business balance sheets as revenues dry up. Businesses feeling the pinch are dia Read More...

Fifth Annual HIMSS Security Survey

12/12/2012

This survey reports the opinions of information technology (IT) and security professionals from healthcare provider organizations across the U.S. regarding the tools and policies they have in place to secure electronic patient data. Read More...

Issue Brief: Beyond Traditional Eligibility Verification

12/06/2012

How Data and Analytics Can Reduce Fraud and Deliver Better Program Compliance Read More...

LEAF Commercial Capital: Improve portfolio management with competitive data insights

11/14/2012

This case study explains how LEAF, an equipment leasing and financial company for dealers, resellers, manufacturers and distributors, is able to stay competitive by refining its business strategies and focusing on development of more profitable account relationships with Experian business credit reports as well as membership in the Small Business Credit Share consortium. Read More...

PC Mall: An efficient and cost-effective approach to credit risk management

11/14/2012

This case study explains how PC Mall was able to manage risk across the Customer Life Cycle with quality data delivered through implementation of BusinessIQ, an offering from Experian Business Information Services. Read More...

Interline Brands: Identify Risky Accounts and Centralize Credit Management for Profitability

11/08/2012

This case study details how Interline Brands used automated decisioning tools and centralized their credit management platform online with Business Information Services to identify risky accounts more effectively and improve profitability. Read More...

Data Breach Case Study of Lessons Learned from the Field

11/05/2012

Data breaches just don't quit, and, for the most part, that's bad news for consumers and businesses. But there's good news too, in the lessons learned from recent events. The business community now has multiple points of reference about what works and what doesn't in breach preparedness and response. Read More...

Edward Don & Company: Achieve Growth with Effective Account Management and Automated Decisioning

11/02/2012

This case study details the deployment of a Business Information Services tool that helped a large distributor of foodservice equipment and supplies with account management and continuing their double-digit sales growth. Read More...

Guide to Building Smart Business Credit

10/17/2012

Understanding how to build business credit is important. It can save you money, establish valuable commercial relationships, and grow your company. This guide provides clear, concise advice on how to develop business credit over the long haul. Read More...

Cyber Insurance and Your Data Breach Response Plan

10/11/2012

In recent months, several entities have publicly announced being affected by cyber incidents. Almost daily, online accounts are hacked, external hard drives are stolen and thumb drives are lost. Read More...

A Widening Focus: Setting Your Sights on Growth Companies

10/04/2012

Small and mid-sized customers are becoming a steadier source of profits for large companies so risk and credit management strategies at companies should be revised to improve evaluation of these prospects. Read More...

Webinar: Data Breach Compliance and Response: Preparing for the First 24 Hours of a Data Breach and Beyond

08/14/2012

Today, more than ever, healthcare companies are at risk for the potential loss of medical records for reasons that vary from employee negligence to the ill-intent of a hacker who stands to gain a premium for medical information on the black market. So how will your organization conquer the hurdles and consequences of a data breach especially in the most important first 24 hours? Read More...

Experian/Moody's Analytics Small Business Credit Index - Q2 2012

08/01/2012

Findings from the Q2 2012 Experian/Moody's Analytics Small Business Credit Index report finds small business credit conditions have improved slightly amid economic concerns. Read More...

White Paper: Fraud Detection in Newly Opened Accounts--Connecting Data Helps Predict Identity Theft

07/27/2012

This paper explores how this new weapon helps detect identity theft and other fraud, how data velocity can prove the key to predicting identity theft, and how to still deliver a strong and quick return on investment. Read More...

White Paper: Converting Information To Intelligence-Current Trends in Mitigating Small-Business Risk

07/18/2012

This white paper presents some of these latest trends affecting the small-business lending landscape. Specifically, it illuminates how companies are using the new robust data sources and analytic tools--from consortium data to rapid model customization--to maximize their interactions with small-business clients with greater accuracy. Read More...

White Paper: Universe Expansion - Growth Strategies in the Evolving Consumer Market

07/18/2012

As the economy gains strength, lenders are engaging in an increasingly fierce competition to entice the best candidates to their portfolios and to grow their lending business. Read More...

White Paper: Understanding Automotive Loan Charge-off Patterns Can Help Mitigate Lender Risk

07/18/2012

Loan delinquency rates are one of the most important statistics to track in the automotive finance industry. If consumers are not repaying loans on time, it puts billions of dollars at risk. When high dollar volumes are at risk, it is a negative for everyone in the lending world, including consumers, automotive retailers and lenders themselves. Read More...

Ponemon Institute: Third Annual Study on Medical Identity Theft

06/25/2012

This annual study on medical identity theft is designed to determine how pervasive this crime is in the United States and how it has affected consumers. Read More...

Ponemon Institute: 2012 Consumer Study on Data Breach Notification

06/06/2012

The new 2012 Consumer Study on Data Breach Notification by the Ponemon Institute finds consumers are critical of the notification letters they receive. Read More...

Experian/Moody's Analytics Small Business Credit Index -- Q1 2012

05/08/2012

The Q1 2012 report shows that although access to credit remains tight, U.S. commercial credit conditions are improving, with fewer small businesses falling behind on bill payments. The Q1 analysis has shown that small businesses are finally getting some relief from the credit crunch that has plagued many of them since the Great Recession, said Mark Zandi, chief economist at Moody's Analytics. Read More...

Webinar: The State of Healthcare Information Security Today

05/10/2012

HealthcareInfoSecurity conducted the Healthcare Information Security Today survey to provide an in-depth assessment of the effectiveness of data protection efforts. Read More...

Infographic: Unlock Data Breach Facts

04/25/2012

According to the Ponemon Institute, the norm is for organizations to experience not just one but a handful of breaches. These incidents weigh heavily on organizations long after they've occurred. The Unlock Data Breach Facts Infographic explores how. Read More...

Experian Client Testimonials

04/10/2012

Hear from Experian clients on how our best-in-class products and services have helped them grow and protect their businesses through tough economic times. Read More...

Unlocking the Value in Business Information

04/10/2012

As hopes for a robust return to market growth continue to dim, and as companies increasingly find that cost-cutting alone is no longer enough to protect the bottom line, finance executives are being challenged to do even more with even less. For companies striving to find secure paths to business expansion, growing profitably may mean learning much more about their customer base- both their curren Read More...

How Smart Companies are Using Rich Data Sources to Manage Risk and Boost Reward

12/06/2011

Learn how finance executives are gaining valuable intelligence on customers, on operating performance, and on potential risks -- and how they're using that knowledge to help their companies grow securely in an uncertain world. Read More...

Ponemon Institute: The Reputation Impact of a Data Breach

03/06/2012

According to this study, fifty-four percent of companies believe it can take 10 months to more than two years to restore a company's reputation following a breach of customer data. Find out what else executives are saying about how a data breach can affect the reputation and image of an organization. Read More...

Ponemon Institute: The Aftermath of a Data Breach

03/06/2012

The Aftermath of a Data Breach study by the Ponemon Institute shares the insights of IT professionals with actual experience dealing with a breach. Read More...

A Survey on Healthcare Information Security

03/06/2012

This survey reveals that 43 percent of healthcare organizations grade their ability to counter information security threats as poor, failing or in need of improvement. This can lead to an increased risk of a data breach. Learn what preparing for a data breach means and the steps that need to be taken from our industry experts. Read More...

Expand Your Marketable Universe

02/27/2012

Credit marketing experts who evaluate the right data assets to supplement targeting efforts will emerge quickly over the next 18 months as leaders in portfolio growth. The key is getting the right product to the right consumer at the most appropriate time. Read More...

December 2011 Business Benchmark Report

01/24/2012

The Business Benchmark Report is a quarterly look at how U.S. businesses are faring. Designed to monitor the progress of business recovery, the report looks at four key indicators of business health. Read More...

Case Study: Natural Gas Utility Provider (PINpoint Services)

01/06/2012

Utilizing Experian's PINpoint Services product, a leading multistate natural gas utility company identified and linked duplicate customer records, resulting in the collection of $1.8 million in previously unpaid balances. Read More...

Case Study: Bay Area Credit Service LLC (Collection Advantage)

01/04/2012

Bay Area Credit Service LLC conducted a three-month trial program that proved Experian delivers superior account management, programming capabilities and account scoring and high-quality data, resulting in dramatic performance improvements and enhanced profitability. Read More...

Holistic Debt Management Webinar

11/15/2011

Learn how large utility and energy companies are lowering operating costs, reducing risk and increasing liquidation and recovery rates. Read More...

September 2011 Business Benchmark Report

10/18/2011

The report shows that all U.S. businesses have demonstrated an increase in slow payment compared with September 2010, with large businesses showing the greatest increase. Read More...

Security as Business Risk: How Data Breaches Impact Bottom Lines

09/01/2011

Security is a business risk which must be accounted for in every organization¿s enterprise risk management plan. Find out how to protect your business. Read More...

June 2011 Business Benchmark Report

08/23/2011

The Business Benchmark Report is a quarterly look at how U.S. businesses are faring. Designed to monitor the progress of business recovery, the report looks at four key indicators of business health. Read More...

Best Practices in case of a Healthcare Data Breach

08/09/2011

Customer turnover in response to a data breach continues to be a dominant factor in data breach costs. Learn what steps to take during the first 72 hours of a breach incident. Read More...

Case Study: Franklin Mint Federal Credit Union (Auto In the Market Model)

07/05/2011

By implementing an auto prescreen campaign, Franklin Mint Federal Credit Union exceeded its return on investment goal by nearly 200 percent and increased its one-year campaign net profit by 60 percent. Read More...

March 2011 Business Benchmark Report

08/31/2011

The Business Benchmark Report is a quarterly look at how U.S. businesses are faring. Designed to monitor the progress of business recovery, the report looks at four key indicators of business health. Read More...

Case Study: SC Telco Federal Credit Union (EIRC and Auto In the Market Model)

06/30/2011

Like many credit unions, SC Telco Credit Union faced many challenges when trying to increase their bottom line. Over the past year, their goal was to grow their loan portfolio by offering new and used auto loans to prospective and existing credit union members. Read More...

Drive Market Share Gains-Automotive Industry Insights: Q4, 2010

01/15/2011

A look at 2010 Q4 Automotive Industry Performance. Read More...

State of the Automotive Finance Market A Look Back at 2010

06/29/2011

A comprehensive overview of the 2010 automotive finance market. Read More...

Drive Market Share Gains-Automotive Industry Insights: Q3, 2010

01/10/2010

A look at how the Automotive Industry Performed in Q3 2010 Read More...

Understanding Changes in Credit Supply and Demand

06/19/2011

The U.S. economy has experienced a record drop in consumer borrowing. Experian tracked a sample of credit-active consumers to show consumer deleveraging has occurred & demand for credit has declined. Read More...

Medical Identity Theft Trends: The Importance of Securing Healthcare Data

06/19/2011

Learn about the findings from the Second Annual Survey on Medical Identity Theft and how it affects American consumers. Read More...

Buy-Here/Pay-Here Market Insights

05/29/2011

Buy Here/Pay Here market consists of just under 24,000 Dealers, Over 1.8 million loans, $24 billion in originations and over half a billion total vehicles in the U.S. and Canada. Read More...

State of the Automotive Finance Market

04/20/2011

First quarter 2011 Automotive Finance Market Overview including, open automotive loans by risk tier and automotive loan delinquencies Read More...

The Changing Mortgage Landscape

05/25/2011

An in-depth analysis of the mortgage boom and bust as illustrated by consumer mortgage credit supply and demand. Read More...

Insight Report: Fighting Fraud in the Government's Age of Austerity

05/25/2011

Over $1 billion paid out in fraudulent benefit claims & social housing provision could be eradicated if simple fraud-prevention techniques were implemented more widely across the public sector. Read More...

Driving Customer Loyalty: Moving from Wishes to Actions

05/23/2011

Explains a new and more accurate approach to defining and measuring customer loyalty for the automotive industry that allows the entire value chain to make the most informed decisions. Read More...

AutoCheck Certified Pre-Owned: The Ripple Effect in the Automotive Industry

05/23/2011

Looks at behaviors & attitudes of certified shoppers, the impact a certified program has on vehicle sales, & how the automotive value chain can take advantage of the effect certified sales offers. Read More...

Navigating Through an Economic Slowdown - Best Practices for Driving Profits in the Right Direction

05/23/2011

Explains how dealers can improve their bottom line in the face of an economic slowdown by harnessing the power of deeper business intelligence to make better decisions and outperform the competition. Read More...

First Party Fraud - trends, challenges and outlook

05/15/2011

Businesses have many opportunities to uncover bottom-line savings with a focus on applying analytics and decisioning strategies at key process points to detect first-party fraud and minimize losses.. Read More...

The Impact of Vehicle Title Brands on Loan Performance

04/29/2011

Significantly higher percentages of title-branded vehicles are financed at Buy Here Pay Here lots, and sold to credit challenged customers. Leveraging the information within vehicle history reports, lenders can identify title-branded vehicles when the loan is made, and mitigate losses. Read More...

State Legislation Effects on Data Breach Resolution

04/11/2011

This webinar discusses State data breach bills being considered in 2011, data breach incident response, and trends in data security legislation and regulation. Read More...

Personal Health Information at Risk: Issues and Answers

04/07/2011

This webinar discusses consumers' privacy expectations, best practices for protecting data in compliance with HIPAA and HITECH, and what steps to take in the event of a data breach. Read More...

2011 a Year for Action

04/01/2011

In the Nation's consumer credit markets, 2011 should prove to be the year of expanded recovery that 2010 was suppose to be. Read More...

Data Security Law in 2011: Responding to a Breach and Security Considerations for Engaging Vendors

03/02/2011

Eventually, almost every company may need to respond to a threat or actual data breach. There are steps to prepare and to get through an incident. This paper provides some helpful considerations to responding to a data breach and vendor relationship practices regarding data breach risk. Read More...

Second Annual Survey on Medical Identity Theft

03/01/2011

This survey reveals the lack of awareness many Americans have about medical identity theft and the devastating consequences it can have. These include financial loss, incorrect medical records and harm to their credit scores. Moreover, medical identity theft appears to be an easy crime to commit. Read More...

December 2010 Business Benchmark Report

02/14/2011

The Business Benchmark Report is a quarterly look at how U.S. businesses are faring. Designed to monitor the progress of business recovery, the report looks at four key indicators of business health. Read More...

How to Decrease Fraud Losses while Creating Customer Loyalty

01/01/2011

Breaches are about more than identity fraud. They are about placing brand equity and customer loyalty at serious risk. Read More...

How Policy Will Shape Data Privacy in 2011

01/01/2011

This webinar offer a brief overview of the changing landscape in data privacy and a look at how policymakers view the regulatory environment. Read More...

Data Security Law in 2011: States Remain the Center of Attention

12/07/2010

State laws requiring "reasonable" data security have had a positive impact, but data breach notification laws have had the most profound effect on the improvement of data security. Read More...

A 360 View of a Data Breach

12/07/2010

Find out what to do when there is a data breach, from investigation to notification. Read More...

Credit Trend Highlights from Q3 2010

12/01/2010

Refreshed on a quarterly basis, Experian and Oliver Wyman are supplying the industry with previously unavailable credit and loan performance trends. (60 min each) Read More...

Data Breach Case Studies: From Incident to Resolution

12/01/2010

An investigative approach to data breaches. Learn important lessons learned from data breach case studies where some key tactics were applied. Read More...

Data Breaches - 2010

11/21/2010

This paper discusses how data breaches happen and what your organization can do to prepare. Read More...

Legislative Update 2010: What's on the Horizon in DC & the States

11/19/2010

The new law, called the Dodd-Frank Act, will change the way many large and small financial institutions operate, likely placing downward pressure on the availability of consumer credit. Read More...

November 2010 Business Benchmark Report

11/01/2010

The Business Benchmark Report is a monthly look at how U.S. businesses are faring. Designed to monitor the progress of business recovery, the report looks at 4 key indicators of business health. Read More...

September 2010 Business Benchmark Report

11/01/2010

The Business Benchmark Report is a quarterly look at how U.S. businesses are faring. Designed to monitor the progress of business recovery, the report looks at four key indicators of business health. Read More...

Optimizing Contact Channels and Treatment Strategies to Improve Collections Results

10/27/2010

Gain insight on effectively using new communication channels and successfully managing interactions. (60 min) Read More...

October 2010 Business Benchmark Report

10/01/2010

The national avg. days that businesses paid their bills beyond contracted terms remained flat when compared with September, but this metric has seen a 10% increase since the beginning of the year. Read More...

How to Conduct a HITECH Risk Assessment

09/23/2010

View this webinar to learn new insights into what you can do to proactively address HITECH compliance. Read More...

Risk Assessment in a HITECH World - Healthcare Privacy and Security

09/01/2010

Learn the why and how of conducting a risk assessment for compliance with HITECH. Find out what approaches you should take and who should be involved to minimize vulnerability in healthcare privacy and security issues. Read More...

Credit Trend Highlights from Q2 2010

09/01/2010

Refreshed on a quarterly basis, Experian and Oliver Wyman are supplying the industry with previously unavailable credit and loan performance trends. (60 min each) Read More...

Data Breaches in 2010: Causes Consequences, and How to Prepare Your Organization

08/15/2010

This webinar discusses do's and don'ts about how to react in the face of sudden data loss and gain key insights into developing a proactive data breach preparedness plan. Read More...

August 2010 Business Benchmark Report

08/01/2010

The percentage of dollars delinquent has increased by 6%. This has been following a consistent trend over the last 6 months, where percentage of dollars delinquent has shown a 14% increase. Read More...

2010 Q1 Automotive Marketplace Insight Snapshot

03/20/2010

The Q1 quarterly trend analysis from Experian Automotive presents data from the first quarter, 2010 on new vehicle registrations, corporate loyalty and brand loyalty. Read More...

July 2010 Business Benchmark Report

07/01/2010

The national average number of days that businesses paid their bills beyond contracted terms increased by 2 percent in July compared with June. Read More...

2010 Q1 Automotive Credit Insight Snapshot

06/15/2010

Features market reporting data & analysis from Experian Automotive's AutoCount Risk Report, analyzing automotive lending markets based on a uniform measurement of credit quality that segments markets. Read More...

Unique Insights on Consumer Credit Trends

06/03/2010

Refreshed on a quarterly basis, Experian and Oliver Wyman are supplying the industry with previously unavailable credit and loan performance trends. (60 min each) Read More...

Solutions & Best Practices for Addressing a Healthcare Data Breach

06/01/2010

Healthcare data breaches are an increasing issue & this paper addresses reasons for that. Find out what you need to know about data breach best practices in healthcare data breach resolution. Read More...

June 2010 Business Benchmark Report

06/01/2010

Very large businesses (those with more than 1,000 employees) have shown a 25.9 percent improvement in the average commercial risk score* category, going from 33.0 in January to 41.5 in June. Read More...

Finding Creditworthy Consumers in a Changing Economic Climate

05/01/2010

As lenders consider how to move beyond recession-based management strategies, this study looks at how leveraging methods using VantageScore in conjunction with consumer credit behaviors can effectively identify profitable opportunities. Read More...

Consequences of Medical Identity Theft & Healthcare Data Breaches

04/15/2010

An estimated 1.4M Americans were victims of medical identity theft in '09. This white paper addresses the impact of a breach to consumers and the business and provides data to support the conclusions. Read More...

Understanding Changes in Credit Supply and Demand

04/01/2010

The U.S. economy has experienced a record drop in consumer borrowing. Experian tracked a sample of credit-active consumers to show consumer deleveraging has occurred & demand for credit has declined. Read More...

Understanding Small-Business Risk Through the Economic Down Cycle

04/01/2010

An in-depth look at small-business performance in challenging market conditions. Read More...

The Changing Mortgage Landscape

04/01/2010

Supply and demand across the credit risk spectrum Experian? analyzed the levels of supply and demand of consumer mortgage credit prior to and after the market meltdown. The increasing rift in consumer behavior between those in the highest credit-quality brackets and those in the lower brackets necessitates a new perspective on the credit-active population that takes into account two or more dis Read More...

The Future of Credit Card Underwriting

04/01/2010

The card lending community is facing increasingly tighter regulations, restrictive lending criteria and continued economic challenges which will continue to impact how the industry does business going forward. Read More...

About Medical Identity Theft and Healthcare Data Breaches

03/31/2010

The frequency of medical identity theft is on the rise. Explore what that means to your company's and your client's risks of a medical data breach and potential loss of customer and brand loyalty. Read More...

Case Study: First Financial Asset Management (Collection Triggers)

02/28/2010

Utilizing Experian's Collection Triggers product, First Financial Asset Management collected $3.5 million- ? a return of $72 for every $1 spent on trigger data within two years. The company simultaneously improved its operational costs associated with the collection of these and similar customer accounts. Read More...

Enhance Your Decision-Making Capabilities

01/01/2010

A guide for improved business performance -- The purpose of this guide is to help you identify, prioritize and implement enhanced decision-making capabilities for improved business performance. It is organized in three sections: Identity, Prioritization, Implementation. Read More...

Impact on Consumer VantageScore Credit Scores

01/01/2010

This paper discusses the impact on consumer VantageScore credit scores due to various mortgage loan restructuring options. Read More...

Portrait of a Fraud Victim: Affluent Suburbans Most at Risk

01/27/2010

Experian has produced a powerful and descriptive portrait of identity fraud victims. This analysis makes it clear that affluent suburbans top the list as the most at-risk consumers. Read More...

Combating the Rising Tide of Medical Identity Theft

10/01/2009

A data breach can be a gold mine for medical identity thieves. Learn about medical identity theft and how fraud resolution experience can help resolve the damaging consequences. Read More...

Data Breach Response Best Practices Prepared for Experian

05/01/2009

Data Breaches have become commonplace ? 26% of U.S. consumers have received data breach notifications. This report lists best practices for organizations before, during, and after a data breach. Read More...

AutoCheck Score Does a Number on Traditional Vehicle History Reports

06/08/2007

Explains the contributing and weighting factors that determine a vehicle's AutoCheck Score and what dealers, lenders, consumers and other users can expect to gain. Read More...

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