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Business Benchmark Report Archive
Download the full report for an analysis of business health in a given month.
Business Benchmark Report
Experian’s Business Benchmark Report is a monthly view of how U.S. businesses are faring. Designed to monitor the progress of business recovery, the report shows four key indicators of business health, including commercial risk score, days beyond payment terms, percentage of dollars delinquent and percentage of dollars severely delinquent.
November 2010
Compared with October—
The national average business credit score increased slightly. The average number of days beyond terms (DBT) businesses paid their bills increased by 1.6 percent. This metric has shown signs of stabilization over the past few months. The national average percentage of dollars delinquent and severely delinquent remained relatively flat.
October 2010
In October, the national average days that businesses paid their bills beyond contracted terms remained relatively flat when compared with September’s numbers. However, this metric has seen a 10.3 percent increase since the beginning of the year. The national average percentage of dollars considered severely delinquent (91+ days past due) has increased by 5.5 percent. Overall, there has been a steady increase (8.6 percent) in percentage of dollars severely delinquent since the beginning of the year.
September/Q3 2010
Findings from the now quarterly report show early signs of stabilization in some core metrics. The study shows that even though the national average days that businesses paid their bills beyond contracted terms saw a dramatic increase of as much as 12.1 percent since January 2010, it has since stabilized, showing only slight fluctuations quarter over quarter. The study also shows that during Q3, the percentage of dollars delinquent and the percentage of dollars severely delinquent have begun to return to the levels observed at the beginning of the year, virtually erasing increases of as much as 13.2 percent seen during the year.
August 2010
The percentage of dollars delinquent has increased by 6.2 percent. This has been following a consistent trend over the last six months, where percentage of dollars delinquent has shown a 14 percent increase. The percentage of dollars considered severely delinquent has also risen by 3.4 percent in August and show a 15 percent increase over the six month trend.