Develop more predictive models that help your business make better decisions and elevate the customer experience.

 
Model governance

 
Regulatory compliance

 
Traditional and non-traditional data

 
Loss forecasting

 

Improve your strategic decision-making across the customer lifecycle

Effective credit attribute management involves the development, deployment, governance, maintenance and monitoring of attributes. Whether you have a dedicated team of credit and attribute specialists, or you’re looking for a partner to develop and deploy your models, we can help.

 

  • Expand your credit universe by going beyond traditional credit data and integrating alternative data sources.
  • Gain more insight into consumer behavior and make faster lending decisions with fewer referrals.
  • Reduce losses and grow your portfolio with more predictive models and forecasts.
  • Efficiently deploy new models across multiple environments.
  • Comply with attribute governance and explainability requirements – comprehensive documentation which is updated regularly to help you comply with the requirements outlined in the Fair Credit Reporting Act (FCRA) and the Supervisory Guidance on Model Risk Management from OCC Bulletin 2011-12.
  • Develop more consistent credit scoring models with tri-bureau leveled attributes – only one custom model needs to be developed on all bureau data sources.
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Attribute Management Strategies Product Sheet
A comprehensive approach helps you balance risk and compliance as you grow your portfolio.


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Credit attribute
                     management strategies product sheet

 

 

Attribute Toolbox: Attribute calculation engine gives you access to more than 75 data sources.

 

Develop more predictive models and design better strategies with best-in-class credit attributes.

 

Understand a consumer’s credit behavior over time with our latest set of trended attributes.

 

Work with our Analytics experts to develop custom models designed to help you meet your business objectives.

Get more information about our Business Services.
Call us at 888-727-8330 or complete the form below.

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