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State of the U.S. Credit Markets - At Last, Signs of Real Recovery

The economy’s recovery from the Great Recession may have started slowly, but it is accelerating – and it’s genuine.  Economic indicators tell the story of improving business prospects.  For credit issuers, the message is real, too.  Now’s the time to look with fresh eyes at your post recession lending strategies.  It’s time to rethink your approach to growth in this market and reassess the profile of the consumer prospect in relation to profitability and market share gains.  As the recovery begins to take shape, many consumers are now turning the corner with it and will present as viable candidates to grow your portfolio profitably.  It’s difficult to find any solace in a recession, yet it can serve as an opportunity.  2012 will be the year for lenders to return to pre-recession strategies if they are to grow significantly.  This economic rebound is real, and savvy lenders – just like those marathon runners and Tour de France bicyclists – recognize that it’s in the uphill stage of the race that the lead changes.

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