Reporting to Experian
By reporting bad debts owed to your company, you may gain some additional leverage in convincing your customers to pay you.
Increase Cash Flow. Minimize Operational Costs.
Find out how Experian’s collection management software can help you increase your business’s cash flow. Call 1 888 414 1120.
Webinars On Demand
- Unlock the power of historical trade-level credit data
- Universe Expansion: Growth strategies for today's consumer market
White Papers
Learn More About
- New strategies for a new economy
- Expanding your marketable universe
- Debt recovery and predicting credit risk
Stay Informed
Take advantage of exclusive insights from Experian's industry experts
Join the Discussion
Hear from our experts and share your views.
Reporting to Credit Agencies
Consumer Data Reporting
Becoming “first-in-wallet” is an advantage for many companies who report consumer payment data to Experian. Since risk management is part of business, companies like yours are in search of simple and effective tools that have the potential to make a significant impact. By reporting your consumer accounts receivable data to credit agencies, you can minimize the occurrence of late payments or defaults in your account base.
Reporting consumer data is a simple process when working with Experian. The following information will help you understand the basic requirements for reporting as well as provide an opportunity to contact our team and begin reporting.
What are the Benefits of Reporting to Credit Agencies?
- Better leverage in debt collection — Customers who know you are reporting payment behavior to credit agencies are less likely to default on their debt.
- Creating opportunity for consumers — Promoting on-time payment behavior can provide your customers with an opportunity to build or establish credit.
- Fight against identity theft — Many consumers pull or monitor their own credit regularly. Once reported, consumers can see the accounts associated with their identification.
Take time now to notify Experian that you are interested in data reporting by clicking on the link above or contacting Experian at 1 800 831 5614, option 3. We can answer your questions and help you get started with data reporting.
Download Metro 2 Format
Metro 2 is the industry-standard format required for reporting to Experian. It meets all requirements of the Fair Credit Reporting Act (FCRA), the Fair Credit Billing Act (FCBA), and the Equal Credit Opportunity Act (ECOA).
e-OSCAR
e-OSCAR, the Online Solution for Complete and Accurate Reporting, is a browser-based Metro 2 compliant system that provides you with an online solution for processing disputes.
Secure Electronic Data Transmission
To protect your data, Experian requires electronic data submission. The approved methods use a secure 128 Bit encryption via HTTP, FPTS, or SFTP, and several transmission methods are free.
Request More Information
Call us at 1 800 831 5614; option 3 or complete the form below to find out more about reporting to credit agencies such as Experian.
Discover Redefined
