Let Us Help - Contact Us
Talk to one of our representatives today. Call 1 888 414 1120 or complete this form and a representative will contact you.
Debt to Income InsightSM is a companion tool to the Income Insight models.
Learn more about Debt to Income InsightSM and Income InsightSM by downloading the Income InsightSM product sheet.
Related Ability to Pay Products
Learn More About
- Consumer Information Services
Take advantage of exclusive insights from Experian's industry experts
Join the Discussion
Hear from our experts and share your views.
Dispute Your Credit Report Information
Resolve reporting errors by disputing information on a personal or business credit report.
Understand a Customer's Complete Financial Picture
Determine a customer’s overall creditworthiness by accessing a debt-to-income ratio based on the outstanding debt obligations from their credit report as compared to their estimated income. Debt-to-Income InsightSM leverages the predictive power of Income InsightSM, Experian's premier income estimation model built using verified income data and market-leading credit attributes. It provides an all-in-one assessment of a customer’s capacity to take on additional debt.
Customizable to Your Specific Needs
Knowing a customer's debt-to-income ratio is critical to your ability to make profitable decisions. Identifying which type of customer debt has the greatest impact on your bottom line can be crucial to your success. With Debt-to-Income Insight you have the power to select the debt obligations used in the model. Options include all debt, first mortgage debt and all mortgage debt.
Request More Information
Please complete this form and a representative will contact you.